States › California › Orcutt

Is Orcutt, CA expensive to live in?

OKRent takes 26 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,56446% higher than U.S. average
💵 Families earn per year (2026)$120,162about $10,014/month · 38% higher than U.S. average
🔑 House price$624,50088% higher than U.S. average

Rent is higher than in 87% of U.S. cities. A typical house costs about 5.2 years of household income. Most homes (77.3%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $102,560 a year. That is $49 an hour at a full-time job.

Is rent cheaper than other California cities?

No. Rent here is more expensive than in most of California. It is number 403 of 653 cities from cheapest to most expensive.

Orcutt
$2,564
$2,355
$3,091
$2,284

How much do households earn in Orcutt?

Under $25k
9.3%
$25k–50k
14.1%
$50k–100k
29.5%
$100k–150k
27.0%
$150k+
17.3%

Share of households by yearly income. 44.4% of households earn $100,000 or more.

Rent by apartment size in Orcutt

SizeOrcuttU.S. average
Studio$1,768$1,338
1 bedroom$1,404$1,324
2 bedrooms$2,273$1,509
3 bedrooms$2,405$1,698
4 bedrooms$2,906$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Orcutt overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Orcutt, so the California figure is shown.

Taxes and bills in Orcutt

🏛️ Property tax$4,930a year · 0.79% of home value · U.S. $3,119
⚡ Electric bill$97a month (typical) · U.S. $156

Life in Orcutt

Commute to work22.1 minU.S.: 26.4 min
College degree33.2%U.S.: 35.7%
Own their home77.3%U.S.: 65.2%
Below poverty line8%U.S.: 12.5%
Unemployment3.6%U.S.: 5.2%

Is it cheaper to rent or buy in Orcutt?

Renting is cheaper right now: about $1,769 a month less.

Renting
$2,564
Owning
$4,333

Owning assumes a typical $624,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $62,450 for the down payment.

Frequently asked questions

What is the average rent in Orcutt, CA?

Renting in Orcutt costs a median of about $2,564 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Orcutt?

To keep rent under 30% of income, you need about $102,560 a year, or $49 an hour at a full-time job.

Is Orcutt cheap or expensive?

Orcutt is rated OK: rent takes 25.6% of the typical household income of $120,162. It ranks 403rd cheapest of 653 California cities we track.

How much are property taxes in Orcutt?

The median homeowner in Orcutt pays $4,930 a year in property taxes, about 0.79% of the median home value.

Is Orcutt more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Orcutt?

The median home value in Orcutt is $624,500, about 5.2 times the typical yearly household income.

31,454 people live in Orcutt. Numbers are typical (middle) values.