States › Montana › Orchard Homes

Is Orchard Homes, MT expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,06040% lower than U.S. average
💵 Families earn per year (2026)$69,999about $5,833/month · 20% lower than U.S. average
🔑 House price$553,70066% higher than U.S. average

Rent is lower than in 84% of U.S. cities. A typical house costs about 7.9 years of household income, so buying is hard for most locals. Commutes are short, about 16.4 minutes.

How much money do I need?

To rent here comfortably, you should earn about $42,400 a year. That is $20 an hour at a full-time job.

Is rent cheaper than other Montana cities?

Yes. Rent here is cheaper than in most of Montana. It is number 7 of 27 cities from cheapest to most expensive.

Orchard Homes
$1,060
Bigfork
$1,077
Columbia Falls
$1,646
Polson
$863
Four Corners
$1,419
Helena Valley Northwest
$1,700
Lewistown
$1,237

How much do households earn in Orchard Homes?

Under $25k
8.0%
$25k–50k
31.9%
$50k–100k
21.1%
$100k–150k
23.1%
$150k+
7.7%

Share of households by yearly income. 30.7% of households earn $100,000 or more.

Rent by apartment size in Orchard Homes

SizeOrchard HomesU.S. average
1 bedroom$829$1,324
2 bedrooms$996$1,509

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Orchard Homes overall?

Everyday prices in Montana overall are 5% below the U.S. average (index 94.6, U.S. = 100).

Housing
85
Goods (food, clothes…)
96
Utilities
72
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Orchard Homes, so the Montana figure is shown.

Taxes and bills in Orchard Homes

🏛️ Property tax$4,279a year · 0.77% of home value · U.S. $3,119
⚡ Electric bill$159a month (typical) · U.S. $156

Life in Orchard Homes

Commute to work16.4 minU.S.: 26.4 min
College degree44.3%U.S.: 35.7%
Own their home67%U.S.: 65.2%
Below poverty line8.7%U.S.: 12.5%
Unemployment4.7%U.S.: 5.2%

Is it cheaper to rent or buy in Orchard Homes?

Renting is cheaper right now: about $2,782 a month less.

Renting
$1,060
Owning
$3,842

Owning assumes a typical $553,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $55,370 for the down payment.

Frequently asked questions

What is the average rent in Orchard Homes, MT?

Renting in Orchard Homes costs a median of about $1,060 a month in 2026, including utilities. The Montana median is $1,260.

How much do I need to make to live in Orchard Homes?

To keep rent under 30% of income, you need about $42,400 a year, or $20 an hour at a full-time job.

Is Orchard Homes cheap or expensive?

Orchard Homes is rated Cheap: rent takes 18.2% of the typical household income of $69,999. It ranks 7th cheapest of 27 Montana cities we track.

How much are property taxes in Orchard Homes?

The median homeowner in Orchard Homes pays $4,279 a year in property taxes, about 0.77% of the median home value.

Is Orchard Homes more expensive than the national average?

Overall prices in Montana are 5% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Orchard Homes?

The median home value in Orchard Homes is $553,700, about 7.9 times the typical yearly household income.

5,588 people live in Orchard Homes. Numbers are typical (middle) values.