States › Oregon › Ontario

Is Ontario, OR expensive to live in?

OKRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$85251% lower than U.S. average
💵 Families earn per year (2026)$49,943about $4,162/month · 43% lower than U.S. average
🔑 House price$236,30029% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs about 4.7 years of household income. Commutes are short, about 14.2 minutes.

How much money do I need?

To rent here comfortably, you should earn about $34,080 a year. That is $16 an hour at a full-time job.

Is rent cheaper than other Oregon cities?

Yes. Rent here is cheaper than in most of Oregon. It is number 2 of 105 cities from cheapest to most expensive.

Ontario
$852
$1,858
$2,814
$1,712
$2,080
$2,744

How much do households earn in Ontario?

Under $25k
25.7%
$25k–50k
24.6%
$50k–100k
31.4%
$100k–150k
7.0%
$150k+
5.2%

Share of households by yearly income. 12.1% of households earn $100,000 or more.

Rent by apartment size in Ontario

SizeOntarioU.S. average
Studio$595$1,338
1 bedroom$678$1,324
2 bedrooms$840$1,509
3 bedrooms$1,069$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Ontario overall?

Everyday prices in Oregon overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
109
Goods (food, clothes…)
105
Utilities
107
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ontario, so the Oregon figure is shown.

Taxes and bills in Ontario

🏛️ Property tax$1,814a year · 0.77% of home value · U.S. $3,119
⚡ Electric bill$115a month (typical) · U.S. $156

Life in Ontario

Commute to work14.2 minU.S.: 26.4 min
College degree15.7%U.S.: 35.7%
Own their home55.6%U.S.: 65.2%
Below poverty line21%U.S.: 12.5%
Unemployment5.5%U.S.: 5.2%

Is it cheaper to rent or buy in Ontario?

Renting is cheaper right now: about $788 a month less.

Renting
$852
Owning
$1,640

Owning assumes a typical $236,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $23,630 for the down payment.

Frequently asked questions

What is the average rent in Ontario, OR?

Renting in Ontario costs a median of about $852 a month in 2026, including utilities. The Oregon median is $1,811.

How much do I need to make to live in Ontario?

To keep rent under 30% of income, you need about $34,080 a year, or $16 an hour at a full-time job.

Is Ontario cheap or expensive?

Ontario is rated OK: rent takes 20.5% of the typical household income of $49,943. It ranks 2nd cheapest of 105 Oregon cities we track.

How much are property taxes in Ontario?

The median homeowner in Ontario pays $1,814 a year in property taxes, about 0.77% of the median home value.

Is Ontario more expensive than the national average?

Overall prices in Oregon are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Ontario?

The median home value in Ontario is $236,300, about 4.7 times the typical yearly household income.

11,842 people live in Ontario. Numbers are typical (middle) values.