Rent here is among the lowest 10% of all U.S. cities. A typical house costs about 3.8 years of household income.
How much money do I need?
To rent here comfortably, you should earn about $26,840 a year. That is $13 an hour at a full-time job.
Is rent cheaper than other Alabama cities?
Yes. Rent here is cheaper than in most of Alabama. It is number 9 of 120 cities from cheapest to most expensive.
How much do households earn in Oneonta?
Share of households by yearly income. 23.8% of households earn $100,000 or more.
Rent by apartment size in Oneonta
| Size | Oneonta | U.S. average |
|---|---|---|
| 1 bedroom | $311 | $1,324 |
| 2 bedrooms | $769 | $1,509 |
| 3 bedrooms | $743 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Oneonta overall?
Everyday prices in Alabama overall are 11% below the U.S. average (index 88.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Oneonta, so the Alabama figure is shown.
Taxes and bills in Oneonta
Life in Oneonta
Is it cheaper to rent or buy in Oneonta?
Renting is cheaper right now: about $862 a month less.
Owning assumes a typical $221,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $22,100 for the down payment.
Frequently asked questions
What is the average rent in Oneonta, AL?
Renting in Oneonta costs a median of about $671 a month in 2026, including utilities. The Alabama median is $1,175.
How much do I need to make to live in Oneonta?
To keep rent under 30% of income, you need about $26,840 a year, or $13 an hour at a full-time job.
Is Oneonta cheap or expensive?
Oneonta is rated Cheap: rent takes 13.8% of the typical household income of $58,217. It ranks 9th cheapest of 120 Alabama cities we track.
How much are property taxes in Oneonta?
The median homeowner in Oneonta pays $1,163 a year in property taxes, about 0.53% of the median home value.
Is Oneonta more expensive than the national average?
Overall prices in Alabama are 11% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Oneonta?
The median home value in Oneonta is $221,000, about 3.8 times the typical yearly household income.
6,971 people live in Oneonta. Numbers are typical (middle) values.