States › Alabama › Oneonta

Is Oneonta, AL expensive to live in?

CheapRent takes 14 cents of every $1 people earn here.
🏠 Rent per month (2026)$67162% lower than U.S. average
💵 Families earn per year (2026)$58,217about $4,851/month · 33% lower than U.S. average
🔑 House price$221,00034% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs about 3.8 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $26,840 a year. That is $13 an hour at a full-time job.

Is rent cheaper than other Alabama cities?

Yes. Rent here is cheaper than in most of Alabama. It is number 9 of 120 cities from cheapest to most expensive.

Oneonta
$671
$1,143
$1,368
$989

How much do households earn in Oneonta?

Under $25k
20.2%
$25k–50k
21.2%
$50k–100k
22.9%
$100k–150k
11.9%
$150k+
11.9%

Share of households by yearly income. 23.8% of households earn $100,000 or more.

Rent by apartment size in Oneonta

SizeOneontaU.S. average
1 bedroom$311$1,324
2 bedrooms$769$1,509
3 bedrooms$743$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Oneonta overall?

Everyday prices in Alabama overall are 11% below the U.S. average (index 88.8, U.S. = 100).

Housing
62
Goods (food, clothes…)
96
Utilities
85
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Oneonta, so the Alabama figure is shown.

Taxes and bills in Oneonta

🏛️ Property tax$1,163a year · 0.53% of home value · U.S. $3,119
⚡ Electric bill$175a month (typical) · U.S. $156

Life in Oneonta

Commute to work29.9 minU.S.: 26.4 min
College degree24.7%U.S.: 35.7%
Own their home60%U.S.: 65.2%
Below poverty line18.2%U.S.: 12.5%
Unemployment1.8%U.S.: 5.2%

Is it cheaper to rent or buy in Oneonta?

Renting is cheaper right now: about $862 a month less.

Renting
$671
Owning
$1,533

Owning assumes a typical $221,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $22,100 for the down payment.

Frequently asked questions

What is the average rent in Oneonta, AL?

Renting in Oneonta costs a median of about $671 a month in 2026, including utilities. The Alabama median is $1,175.

How much do I need to make to live in Oneonta?

To keep rent under 30% of income, you need about $26,840 a year, or $13 an hour at a full-time job.

Is Oneonta cheap or expensive?

Oneonta is rated Cheap: rent takes 13.8% of the typical household income of $58,217. It ranks 9th cheapest of 120 Alabama cities we track.

How much are property taxes in Oneonta?

The median homeowner in Oneonta pays $1,163 a year in property taxes, about 0.53% of the median home value.

Is Oneonta more expensive than the national average?

Overall prices in Alabama are 11% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Oneonta?

The median home value in Oneonta is $221,000, about 3.8 times the typical yearly household income.

6,971 people live in Oneonta. Numbers are typical (middle) values.