States › New Jersey › Oceanport

Is Oceanport, NJ expensive to live in?

CheapRent takes 16 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,7741% higher than U.S. average
💵 Families earn per year (2026)$135,992about $11,333/month · 56% higher than U.S. average
🔑 House price$757,700128% higher than U.S. average

Rent is higher than in 56% of U.S. cities. Household incomes are higher than in 85% of U.S. cities. A typical house costs about 5.6 years of household income. Commutes are long, about 33.5 minutes each way. Most homes (83.1%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $70,960 a year. That is $34 an hour at a full-time job.

Is rent cheaper than other New Jersey cities?

Yes. Rent here is cheaper than in most of New Jersey. It is number 52 of 291 cities from cheapest to most expensive.

Oceanport
$1,774
Laurence Harbor
$2,100
Fair Haven
$3,853
Vauxhall
$2,019
Woodcliff Lake
$2,083
Paulsboro
$1,077
Roseland
$3,638

How much do households earn in Oceanport?

Under $25k
14.6%
$25k–50k
6.0%
$50k–100k
26.9%
$100k–150k
22.2%
$150k+
29.7%

Share of households by yearly income. 51.9% of households earn $100,000 or more.

How expensive is Oceanport overall?

Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).

Housing
134
Goods (food, clothes…)
107
Utilities
114
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Oceanport, so the New Jersey figure is shown.

Taxes and bills in Oceanport

🏛️ Property tax$10,000+a year · 1.32% of home value · U.S. $3,119
⚡ Electric bill$133a month (typical) · U.S. $156

Life in Oceanport

Commute to work33.5 minU.S.: 26.4 min
College degree54.3%U.S.: 35.7%
Own their home83.1%U.S.: 65.2%
Below poverty line4.1%U.S.: 12.5%
Unemployment7.3%U.S.: 5.2%

Is it cheaper to rent or buy in Oceanport?

Renting is cheaper right now: about $3,483 a month less.

Renting
$1,774
Owning
$5,257

Owning assumes a typical $757,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $75,770 for the down payment.

Frequently asked questions

What is the average rent in Oceanport, NJ?

Renting in Oceanport costs a median of about $1,774 a month in 2026, including utilities. The New Jersey median is $2,240.

How much do I need to make to live in Oceanport?

To keep rent under 30% of income, you need about $70,960 a year, or $34 an hour at a full-time job.

Is Oceanport cheap or expensive?

Oceanport is rated Cheap: rent takes 15.7% of the typical household income of $135,992. It ranks 52nd cheapest of 291 New Jersey cities we track.

How much are property taxes in Oceanport?

The median homeowner in Oceanport pays $10,000+ a year in property taxes, about 1.32% of the median home value.

Is Oceanport more expensive than the national average?

Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Oceanport?

The median home value in Oceanport is $757,700, about 5.6 times the typical yearly household income.

6,195 people live in Oceanport. Numbers are typical (middle) values.