salaryRent here is among the highest 10% in the country. Household incomes are higher than in 92% of U.S. cities. A typical house costs about 5.6 years of household income. Commutes are long, about 36.9 minutes each way. Most homes (77.3%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $133,880 a year. That is $64 an hour at a full-time job.
Is rent cheaper than other Hawaii cities?
No. Rent here is more expensive than in most of Hawaii. It is number 45 of 57 cities from cheapest to most expensive.
How much do households earn in Ocean Pointe?
Share of households by yearly income. 66.7% of households earn $100,000 or more.
Rent by apartment size in Ocean Pointe
| Size | Ocean Pointe | U.S. average |
|---|---|---|
| 2 bedrooms | $3,263 | $1,509 |
| 3 bedrooms | $3,500+ | $1,698 |
| 4 bedrooms | $3,500+ | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Ocean Pointe overall?
Everyday prices in Hawaii overall are 10% above the U.S. average (index 110.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ocean Pointe, so the Hawaii figure is shown.
Taxes and bills in Ocean Pointe
Life in Ocean Pointe
Is it cheaper to rent or buy in Ocean Pointe?
Renting is cheaper right now: about $2,899 a month less.
Owning assumes a typical $900,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $90,020 for the down payment.
Frequently asked questions
What is the average rent in Ocean Pointe, HI?
Renting in Ocean Pointe costs a median of about $3,347 a month in 2026, including utilities. The Hawaii median is $2,544.
How much do I need to make to live in Ocean Pointe?
To keep rent under 30% of income, you need about $133,880 a year, or $64 an hour at a full-time job.
Is Ocean Pointe cheap or expensive?
Ocean Pointe is rated OK: rent takes 24.9% of the typical household income of $161,524. It ranks 45th cheapest of 57 Hawaii cities we track.
How much are property taxes in Ocean Pointe?
The median homeowner in Ocean Pointe pays $2,543 a year in property taxes, about 0.28% of the median home value.
Is Ocean Pointe more expensive than the national average?
Overall prices in Hawaii are 10% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Ocean Pointe?
The median home value in Ocean Pointe is $900,200, about 5.6 times the typical yearly household income.
17,085 people live in Ocean Pointe. Numbers are typical (middle) values.