salaryRent is higher than in 80% of U.S. cities. A typical house costs about 3.8 years of household income. Most homes (90.5%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $92,280 a year. That is $44 an hour at a full-time job.
Is rent cheaper than other Maryland cities?
No. Rent here is more expensive than in most of Maryland. It is number 140 of 200 cities from cheapest to most expensive.
How much do households earn in Ocean Pines?
Share of households by yearly income. 31.5% of households earn $100,000 or more.
Rent by apartment size in Ocean Pines
| Size | Ocean Pines | U.S. average |
|---|---|---|
| 2 bedrooms | $1,600 | $1,509 |
| 3 bedrooms | $2,271 | $1,698 |
| 4 bedrooms | $1,937 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Ocean Pines overall?
Everyday prices in Maryland overall are 5% above the U.S. average (index 105.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ocean Pines, so the Maryland figure is shown.
Taxes and bills in Ocean Pines
Life in Ocean Pines
Is it cheaper to rent or buy in Ocean Pines?
Renting is cheaper right now: about $330 a month less.
Owning assumes a typical $380,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $38,010 for the down payment.
Frequently asked questions
What is the average rent in Ocean Pines, MD?
Renting in Ocean Pines costs a median of about $2,307 a month in 2026, including utilities. The Maryland median is $2,010.
How much do I need to make to live in Ocean Pines?
To keep rent under 30% of income, you need about $92,280 a year, or $44 an hour at a full-time job.
Is Ocean Pines cheap or expensive?
Ocean Pines is rated OK: rent takes 28.0% of the typical household income of $99,032. It ranks 140th cheapest of 200 Maryland cities we track.
How much are property taxes in Ocean Pines?
The median homeowner in Ocean Pines pays $2,571 a year in property taxes, about 0.68% of the median home value.
Is Ocean Pines more expensive than the national average?
Overall prices in Maryland are 5% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Ocean Pines?
The median home value in Ocean Pines is $380,100, about 3.8 times the typical yearly household income.
12,351 people live in Ocean Pines. Numbers are typical (middle) values.