States › California › Oakley

Is Oakley, CA expensive to live in?

OKRent takes 27 cents of every $1 people earn here.
🏠 Rent per month (2026)$3,39393% higher than U.S. average
💵 Families earn per year (2026)$148,485about $12,374/month · 71% higher than U.S. average
🔑 House price$660,20098% higher than U.S. average

Rent here is among the highest 10% in the country. Household incomes are higher than in 89% of U.S. cities. A typical house costs about 4.4 years of household income. Commutes are long, about 40.3 minutes each way. Most homes (78.8%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $135,720 a year. That is $65 an hour at a full-time job.

Is rent cheaper than other California cities?

No. Rent here is more expensive than in most of California. It is number 564 of 653 cities from cheapest to most expensive.

Oakley
$3,393
$1,035

How much do households earn in Oakley?

Under $25k
8.6%
$25k–50k
8.7%
$50k–100k
25.4%
$100k–150k
29.2%
$150k+
24.9%

Share of households by yearly income. 54.1% of households earn $100,000 or more.

Rent by apartment size in Oakley

SizeOakleyU.S. average
1 bedroom$1,130$1,324
2 bedrooms$1,851$1,509
3 bedrooms$2,598$1,698
4 bedrooms$2,711$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Oakley overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Oakley, so the California figure is shown.

Taxes and bills in Oakley

🏛️ Property tax$6,539a year · 0.99% of home value · U.S. $3,119
⚡ Electric bill$219a month (typical) · U.S. $156

Life in Oakley

Commute to work40.3 minU.S.: 26.4 min
College degree24.3%U.S.: 35.7%
Own their home78.8%U.S.: 65.2%
Below poverty line6.1%U.S.: 12.5%
Unemployment6.3%U.S.: 5.2%

Is it cheaper to rent or buy in Oakley?

Renting is cheaper right now: about $1,188 a month less.

Renting
$3,393
Owning
$4,581

Owning assumes a typical $660,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $66,020 for the down payment.

Frequently asked questions

What is the average rent in Oakley, CA?

Renting in Oakley costs a median of about $3,393 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Oakley?

To keep rent under 30% of income, you need about $135,720 a year, or $65 an hour at a full-time job.

Is Oakley cheap or expensive?

Oakley is rated OK: rent takes 27.4% of the typical household income of $148,485. It ranks 564th cheapest of 653 California cities we track.

How much are property taxes in Oakley?

The median homeowner in Oakley pays $6,539 a year in property taxes, about 0.99% of the median home value.

Is Oakley more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Oakley?

The median home value in Oakley is $660,200, about 4.4 times the typical yearly household income.

45,183 people live in Oakley. Numbers are typical (middle) values.