States › Minnesota › North St. Paul

Is North St. Paul, MN expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,35923% lower than U.S. average
💵 Families earn per year (2026)$91,454about $7,621/month · 5% higher than U.S. average
🔑 House price$298,50010% lower than U.S. average

Rent is lower than in 66% of U.S. cities. A typical house costs about 3.3 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $54,360 a year. That is $26 an hour at a full-time job.

Is rent cheaper than other Minnesota cities?

Yes. Rent here is cheaper than in most of Minnesota. It is number 50 of 150 cities from cheapest to most expensive.

North St. Paul
$1,359
Cloquet
$1,032
Big Lake
$1,482
Vadnais Heights
$1,663
Mounds View
$1,768
St. Peter
$1,152
East Bethel
$1,875

How much do households earn in North St. Paul?

Under $25k
11.6%
$25k–50k
19.9%
$50k–100k
39.5%
$100k–150k
17.5%
$150k+
8.6%

Share of households by yearly income. 26.1% of households earn $100,000 or more.

Rent by apartment size in North St. Paul

SizeNorth St. PaulU.S. average
Studio$1,219$1,338
1 bedroom$1,144$1,324
2 bedrooms$1,526$1,509
3 bedrooms$2,242$1,698
4 bedrooms$2,659$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is North St. Paul overall?

Everyday prices in Minnesota overall are 1% below the U.S. average (index 98.6, U.S. = 100).

Housing
91
Goods (food, clothes…)
101
Utilities
91
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for North St. Paul, so the Minnesota figure is shown.

Taxes and bills in North St. Paul

🏛️ Property tax$3,669a year · 1.23% of home value · U.S. $3,119
⚡ Electric bill$129a month (typical) · U.S. $156

Life in North St. Paul

Commute to work21.7 minU.S.: 26.4 min
College degree31.3%U.S.: 35.7%
Own their home68.2%U.S.: 65.2%
Below poverty line11.2%U.S.: 12.5%
Unemployment2.7%U.S.: 5.2%

Is it cheaper to rent or buy in North St. Paul?

Renting is cheaper right now: about $712 a month less.

Renting
$1,359
Owning
$2,071

Owning assumes a typical $298,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $29,850 for the down payment.

Frequently asked questions

What is the average rent in North St. Paul, MN?

Renting in North St. Paul costs a median of about $1,359 a month in 2026, including utilities. The Minnesota median is $1,525.

How much do I need to make to live in North St. Paul?

To keep rent under 30% of income, you need about $54,360 a year, or $26 an hour at a full-time job.

Is North St. Paul cheap or expensive?

North St. Paul is rated Cheap: rent takes 17.8% of the typical household income of $91,454. It ranks 50th cheapest of 150 Minnesota cities we track.

How much are property taxes in North St. Paul?

The median homeowner in North St. Paul pays $3,669 a year in property taxes, about 1.23% of the median home value.

Is North St. Paul more expensive than the national average?

Overall prices in Minnesota are 1% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in North St. Paul?

The median home value in North St. Paul is $298,500, about 3.3 times the typical yearly household income.

12,570 people live in North St. Paul. Numbers are typical (middle) values.