States › New York › North Bay Shore

Is North Bay Shore, NY expensive to live in?

CheapRent takes 14 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,762same as U.S. average
💵 Families earn per year (2026)$153,055about $12,755/month · 76% higher than U.S. average
🔑 House price$497,60050% higher than U.S. average

Rent is higher than in 55% of U.S. cities. Household incomes are higher than in 90% of U.S. cities. A typical house costs about 3.3 years of household income. Most homes (83.8%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $70,480 a year. That is $34 an hour at a full-time job.

Is rent cheaper than other New York cities?

Yes. Rent here is cheaper than in most of New York. It is number 120 of 343 cities from cheapest to most expensive.

North Bay Shore
$1,762
$2,433
$1,107
$3,500+

How much do households earn in North Bay Shore?

Under $25k
5.3%
$25k–50k
9.2%
$50k–100k
29.8%
$100k–150k
29.7%
$150k+
25.2%

Share of households by yearly income. 55.0% of households earn $100,000 or more.

Rent by apartment size in North Bay Shore

SizeNorth Bay ShoreU.S. average
2 bedrooms$1,868$1,509
3 bedrooms$2,402$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is North Bay Shore overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for North Bay Shore, so the New York figure is shown.

Taxes and bills in North Bay Shore

🏛️ Property tax$8,478a year · 1.70% of home value · U.S. $3,119
⚡ Electric bill$209a month (typical) · U.S. $156

Life in North Bay Shore

Commute to work26.5 minU.S.: 26.4 min
College degree13.3%U.S.: 35.7%
Own their home83.8%U.S.: 65.2%
Below poverty line6.8%U.S.: 12.5%
Unemployment4%U.S.: 5.2%

Is it cheaper to rent or buy in North Bay Shore?

Renting is cheaper right now: about $1,691 a month less.

Renting
$1,762
Owning
$3,453

Owning assumes a typical $497,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $49,760 for the down payment.

Frequently asked questions

What is the average rent in North Bay Shore, NY?

Renting in North Bay Shore costs a median of about $1,762 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in North Bay Shore?

To keep rent under 30% of income, you need about $70,480 a year, or $34 an hour at a full-time job.

Is North Bay Shore cheap or expensive?

North Bay Shore is rated Cheap: rent takes 13.8% of the typical household income of $153,055. It ranks 120th cheapest of 343 New York cities we track.

How much are property taxes in North Bay Shore?

The median homeowner in North Bay Shore pays $8,478 a year in property taxes, about 1.70% of the median home value.

Is North Bay Shore more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in North Bay Shore?

The median home value in North Bay Shore is $497,600, about 3.3 times the typical yearly household income.

20,282 people live in North Bay Shore. Numbers are typical (middle) values.