States › New York › New Windsor

Is New Windsor, NY expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,8385% higher than U.S. average
💵 Families earn per year (2026)$87,725about $7,310/month · 1% higher than U.S. average
🔑 House price$345,2004% higher than U.S. average

Rent is higher than in 60% of U.S. cities. A typical house costs about 3.9 years of household income. Commutes are long, about 34.5 minutes each way. Most homes (75.8%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $73,520 a year. That is $35 an hour at a full-time job.

Is rent cheaper than other New York cities?

Yes. Rent here is cheaper than in most of New York. It is number 125 of 343 cities from cheapest to most expensive.

New Windsor
$1,838
Bayport
$2,059
Newark
$1,080
Mechanicstown
$1,861
Mahopac
$2,131
Hillcrest
$2,843
Center Moriches
$2,546

How much do households earn in New Windsor?

Under $25k
10.7%
$25k–50k
21.0%
$50k–100k
32.6%
$100k–150k
21.2%
$150k+
10.6%

Share of households by yearly income. 31.8% of households earn $100,000 or more.

Rent by apartment size in New Windsor

SizeNew WindsorU.S. average
1 bedroom$1,626$1,324
2 bedrooms$1,918$1,509
3 bedrooms$2,196$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is New Windsor overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for New Windsor, so the New York figure is shown.

Taxes and bills in New Windsor

🏛️ Property tax$7,008a year · 2.03% of home value · U.S. $3,119
⚡ Electric bill$210a month (typical) · U.S. $156

Life in New Windsor

Commute to work34.5 minU.S.: 26.4 min
College degree36.9%U.S.: 35.7%
Own their home75.8%U.S.: 65.2%
Below poverty line8.5%U.S.: 12.5%
Unemployment12.7%U.S.: 5.2%

Is it cheaper to rent or buy in New Windsor?

Renting is cheaper right now: about $557 a month less.

Renting
$1,838
Owning
$2,395

Owning assumes a typical $345,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $34,520 for the down payment.

Frequently asked questions

What is the average rent in New Windsor, NY?

Renting in New Windsor costs a median of about $1,838 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in New Windsor?

To keep rent under 30% of income, you need about $73,520 a year, or $35 an hour at a full-time job.

Is New Windsor cheap or expensive?

New Windsor is rated OK: rent takes 25.1% of the typical household income of $87,725. It ranks 125th cheapest of 343 New York cities we track.

How much are property taxes in New Windsor?

The median homeowner in New Windsor pays $7,008 a year in property taxes, about 2.03% of the median home value.

Is New Windsor more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in New Windsor?

The median home value in New Windsor is $345,200, about 3.9 times the typical yearly household income.

8,919 people live in New Windsor. Numbers are typical (middle) values.