salaryRent is higher than in 56% of U.S. cities. A typical house costs about 4.4 years of household income. Most homes (77.5%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $71,200 a year. That is $34 an hour at a full-time job.
Is rent cheaper than other Florida cities?
Yes. Rent here is cheaper than in most of Florida. It is number 153 of 479 cities from cheapest to most expensive.
How much do households earn in New Smyrna Beach?
Share of households by yearly income. 29.7% of households earn $100,000 or more.
Rent by apartment size in New Smyrna Beach
| Size | New Smyrna Beach | U.S. average |
|---|---|---|
| 1 bedroom | $1,446 | $1,324 |
| 2 bedrooms | $1,868 | $1,509 |
| 3 bedrooms | $1,995 | $1,698 |
| 4 bedrooms | $2,245 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is New Smyrna Beach overall?
Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for New Smyrna Beach, so the Florida figure is shown.
Taxes and bills in New Smyrna Beach
Life in New Smyrna Beach
Is it cheaper to rent or buy in New Smyrna Beach?
Renting is cheaper right now: about $963 a month less.
Owning assumes a typical $395,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $39,530 for the down payment.
Frequently asked questions
What is the average rent in New Smyrna Beach, FL?
Renting in New Smyrna Beach costs a median of about $1,780 a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in New Smyrna Beach?
To keep rent under 30% of income, you need about $71,200 a year, or $34 an hour at a full-time job.
Is New Smyrna Beach cheap or expensive?
New Smyrna Beach is rated OK: rent takes 23.6% of the typical household income of $90,448. It ranks 153rd cheapest of 479 Florida cities we track.
How much are property taxes in New Smyrna Beach?
The median homeowner in New Smyrna Beach pays $3,221 a year in property taxes, about 0.81% of the median home value.
Is New Smyrna Beach more expensive than the national average?
Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in New Smyrna Beach?
The median home value in New Smyrna Beach is $395,300, about 4.4 times the typical yearly household income.
31,974 people live in New Smyrna Beach. Numbers are typical (middle) values.