salaryRent is lower than in 82% of U.S. cities. A typical house costs about 4.4 years of household income. Commutes are short, about 15.7 minutes. Most households rent (62%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $44,200 a year. That is $21 an hour at a full-time job.
Is rent cheaper than other Texas cities?
Yes. Rent here is cheaper than in most of Texas. It is number 95 of 426 cities from cheapest to most expensive.
How much do households earn in Nacogdoches?
Share of households by yearly income. 11.1% of households earn $100,000 or more.
Rent by apartment size in Nacogdoches
| Size | Nacogdoches | U.S. average |
|---|---|---|
| Studio | $805 | $1,338 |
| 1 bedroom | $880 | $1,324 |
| 2 bedrooms | $1,050 | $1,509 |
| 3 bedrooms | $1,391 | $1,698 |
| 4 bedrooms | $1,120 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Nacogdoches overall?
Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Nacogdoches, so the Texas figure is shown.
Taxes and bills in Nacogdoches
Life in Nacogdoches
Is it cheaper to rent or buy in Nacogdoches?
Renting is cheaper right now: about $186 a month less.
Owning assumes a typical $186,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $18,600 for the down payment.
Frequently asked questions
What is the average rent in Nacogdoches, TX?
Renting in Nacogdoches costs a median of about $1,105 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in Nacogdoches?
To keep rent under 30% of income, you need about $44,200 a year, or $21 an hour at a full-time job.
Is Nacogdoches cheap or expensive?
Nacogdoches is rated Expensive: rent takes 31.3% of the typical household income of $42,365. It ranks 95th cheapest of 426 Texas cities we track.
How much are property taxes in Nacogdoches?
The median homeowner in Nacogdoches pays $1,696 a year in property taxes, about 0.91% of the median home value.
Is Nacogdoches more expensive than the national average?
Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Nacogdoches?
The median home value in Nacogdoches is $186,000, about 4.4 times the typical yearly household income.
32,197 people live in Nacogdoches. Numbers are typical (middle) values.