Rent here is among the lowest 10% of all U.S. cities. That makes it a rare mix of above-average pay and below-average rent. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (89.3%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $37,480 a year. That is $18 an hour at a full-time job.
Is rent cheaper than other Pennsylvania cities?
Yes. Rent here is cheaper than in most of Pennsylvania. It is number 37 of 269 cities from cheapest to most expensive.
How much do households earn in Mountain Top?
Share of households by yearly income. 42.9% of households earn $100,000 or more.
Rent by apartment size in Mountain Top
| Size | Mountain Top | U.S. average |
|---|---|---|
| 1 bedroom | $718 | $1,324 |
| 3 bedrooms | $969 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Mountain Top overall?
Everyday prices in Pennsylvania overall are 2% below the U.S. average (index 97.6, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Mountain Top, so the Pennsylvania figure is shown.
Taxes and bills in Mountain Top
Life in Mountain Top
Is it cheaper to rent or buy in Mountain Top?
Renting is cheaper right now: about $1,129 a month less.
Owning assumes a typical $297,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $29,770 for the down payment.
Frequently asked questions
What is the average rent in Mountain Top, PA?
Renting in Mountain Top costs a median of about $937 a month in 2026, including utilities. The Pennsylvania median is $1,367.
How much do I need to make to live in Mountain Top?
To keep rent under 30% of income, you need about $37,480 a year, or $18 an hour at a full-time job.
Is Mountain Top cheap or expensive?
Mountain Top is rated Cheap: rent takes 9.5% of the typical household income of $118,133. It ranks 37th cheapest of 269 Pennsylvania cities we track.
How much are property taxes in Mountain Top?
The median homeowner in Mountain Top pays $3,662 a year in property taxes, about 1.23% of the median home value.
Is Mountain Top more expensive than the national average?
Overall prices in Pennsylvania are 2% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Mountain Top?
The median home value in Mountain Top is $297,700, about 2.5 times the typical yearly household income.
11,850 people live in Mountain Top. Numbers are typical (middle) values.