States › Pennsylvania › Mount Joy

Is Mount Joy, PA expensive to live in?

OKRent takes 21 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,6894% lower than U.S. average
💵 Families earn per year (2026)$97,131about $8,094/month · 12% higher than U.S. average
🔑 House price$266,50020% lower than U.S. average

Rent is higher than in 52% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $67,560 a year. That is $32 an hour at a full-time job.

Is rent cheaper than other Pennsylvania cities?

No. Rent here is more expensive than in most of Pennsylvania. It is number 198 of 269 cities from cheapest to most expensive.

Mount Joy
$1,689
Doylestown
$1,911
Brookhaven
$1,641
Pleasant Hills
$1,032
Hatboro
$2,272
Swissvale
$1,463
Downingtown
$1,539

How much do households earn in Mount Joy?

Under $25k
11.4%
$25k–50k
16.3%
$50k–100k
44.6%
$100k–150k
19.6%
$150k+
8.0%

Share of households by yearly income. 27.6% of households earn $100,000 or more.

Rent by apartment size in Mount Joy

SizeMount JoyU.S. average
1 bedroom$1,047$1,324
2 bedrooms$1,369$1,509
3 bedrooms$1,571$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Mount Joy overall?

Everyday prices in Pennsylvania overall are 2% below the U.S. average (index 97.6, U.S. = 100).

Housing
85
Goods (food, clothes…)
99
Utilities
109
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Mount Joy, so the Pennsylvania figure is shown.

Taxes and bills in Mount Joy

🏛️ Property tax$3,764a year · 1.41% of home value · U.S. $3,119
⚡ Electric bill$144a month (typical) · U.S. $156

Life in Mount Joy

Commute to work25.2 minU.S.: 26.4 min
College degree33.7%U.S.: 35.7%
Own their home63.2%U.S.: 65.2%
Below poverty line9.1%U.S.: 12.5%
Unemployment1.3%U.S.: 5.2%

Is it cheaper to rent or buy in Mount Joy?

Renting is cheaper right now: about $160 a month less.

Renting
$1,689
Owning
$1,849

Owning assumes a typical $266,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $26,650 for the down payment.

Frequently asked questions

What is the average rent in Mount Joy, PA?

Renting in Mount Joy costs a median of about $1,689 a month in 2026, including utilities. The Pennsylvania median is $1,367.

How much do I need to make to live in Mount Joy?

To keep rent under 30% of income, you need about $67,560 a year, or $32 an hour at a full-time job.

Is Mount Joy cheap or expensive?

Mount Joy is rated OK: rent takes 20.9% of the typical household income of $97,131. It ranks 198th cheapest of 269 Pennsylvania cities we track.

How much are property taxes in Mount Joy?

The median homeowner in Mount Joy pays $3,764 a year in property taxes, about 1.41% of the median home value.

Is Mount Joy more expensive than the national average?

Overall prices in Pennsylvania are 2% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Mount Joy?

The median home value in Mount Joy is $266,500, about 2.7 times the typical yearly household income.

8,344 people live in Mount Joy. Numbers are typical (middle) values.