States › Ohio › Moraine

Is Moraine, OH expensive to live in?

OKRent takes 22 cents of every $1 people earn here.
🏠 Rent per month (2026)$97544% lower than U.S. average
💵 Families earn per year (2026)$52,618about $4,385/month · 40% lower than U.S. average
🔑 House price$156,80053% lower than U.S. average

Rent is lower than in 89% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $39,000 a year. That is $19 an hour at a full-time job.

Is rent cheaper than other Ohio cities?

Yes. Rent here is cheaper than in most of Ohio. It is number 44 of 288 cities from cheapest to most expensive.

Moraine
$975
Hillsboro
$852
Upper Sandusky
$988
Covedale
$1,581
Milford
$1,424
Belpre
$1,178
Ontario
$1,209

How much do households earn in Moraine?

Under $25k
20.1%
$25k–50k
28.9%
$50k–100k
28.2%
$100k–150k
11.1%
$150k+
5.4%

Share of households by yearly income. 16.5% of households earn $100,000 or more.

Rent by apartment size in Moraine

SizeMoraineU.S. average
1 bedroom$1,249$1,324
2 bedrooms$1,044$1,509
3 bedrooms$1,336$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Moraine overall?

Everyday prices in Ohio overall are 7% below the U.S. average (index 92.8, U.S. = 100).

Housing
73
Goods (food, clothes…)
94
Utilities
96
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Moraine, so the Ohio figure is shown.

Taxes and bills in Moraine

🏛️ Property tax$2,380a year · 1.52% of home value · U.S. $3,119
⚡ Electric bill$116a month (typical) · U.S. $156

Life in Moraine

Commute to work23.3 minU.S.: 26.4 min
College degree17.3%U.S.: 35.7%
Own their home55.4%U.S.: 65.2%
Below poverty line22.8%U.S.: 12.5%
Unemployment5%U.S.: 5.2%

Is it cheaper to rent or buy in Moraine?

Renting is cheaper right now: about $113 a month less.

Renting
$975
Owning
$1,088

Owning assumes a typical $156,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $15,680 for the down payment.

Frequently asked questions

What is the average rent in Moraine, OH?

Renting in Moraine costs a median of about $975 a month in 2026, including utilities. The Ohio median is $1,261.

How much do I need to make to live in Moraine?

To keep rent under 30% of income, you need about $39,000 a year, or $19 an hour at a full-time job.

Is Moraine cheap or expensive?

Moraine is rated OK: rent takes 22.2% of the typical household income of $52,618. It ranks 44th cheapest of 288 Ohio cities we track.

How much are property taxes in Moraine?

The median homeowner in Moraine pays $2,380 a year in property taxes, about 1.52% of the median home value.

Is Moraine more expensive than the national average?

Overall prices in Ohio are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Moraine?

The median home value in Moraine is $156,800, about 3.0 times the typical yearly household income.

6,536 people live in Moraine. Numbers are typical (middle) values.