States › Virginia › Montclair

Is Montclair, VA expensive to live in?

OKRent takes 21 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,88665% higher than U.S. average
💵 Families earn per year (2026)$168,002about $14,000/month · 93% higher than U.S. average
🔑 House price$577,80074% higher than U.S. average

Rent here is among the highest 10% in the country. Household incomes are higher than in 93% of U.S. cities. A typical house costs about 3.4 years of household income. Commutes are long, about 38.2 minutes each way. Most homes (88.7%) are owned, so rentals can be hard to find. It is a highly educated city: 56% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $115,440 a year. That is $56 an hour at a full-time job.

Is rent cheaper than other Virginia cities?

No. Rent here is more expensive than in most of Virginia. It is number 169 of 199 cities from cheapest to most expensive.

Montclair
$2,886
$2,355
$1,307

How much do households earn in Montclair?

Under $25k
3.6%
$25k–50k
5.5%
$50k–100k
25.1%
$100k–150k
29.7%
$150k+
35.4%

Share of households by yearly income. 65.2% of households earn $100,000 or more.

Rent by apartment size in Montclair

SizeMontclairU.S. average
1 bedroom$2,241$1,324
2 bedrooms$2,480$1,509
3 bedrooms$2,380$1,698
4 bedrooms$2,877$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Montclair overall?

Everyday prices in Virginia overall are 1% above the U.S. average (index 101.1, U.S. = 100).

Housing
107
Goods (food, clothes…)
100
Utilities
92
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Montclair, so the Virginia figure is shown.

Taxes and bills in Montclair

🏛️ Property tax$5,333a year · 0.92% of home value · U.S. $3,119
⚡ Electric bill$188a month (typical) · U.S. $156

Life in Montclair

Commute to work38.2 minU.S.: 26.4 min
College degree56%U.S.: 35.7%
Own their home88.7%U.S.: 65.2%
Below poverty line3.8%U.S.: 12.5%
Unemployment5.8%U.S.: 5.2%

Is it cheaper to rent or buy in Montclair?

Renting is cheaper right now: about $1,123 a month less.

Renting
$2,886
Owning
$4,009

Owning assumes a typical $577,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $57,780 for the down payment.

Frequently asked questions

What is the average rent in Montclair, VA?

Renting in Montclair costs a median of about $2,886 a month in 2026, including utilities. The Virginia median is $2,049.

How much do I need to make to live in Montclair?

To keep rent under 30% of income, you need about $115,440 a year, or $56 an hour at a full-time job.

Is Montclair cheap or expensive?

Montclair is rated OK: rent takes 20.6% of the typical household income of $168,002. It ranks 169th cheapest of 199 Virginia cities we track.

How much are property taxes in Montclair?

The median homeowner in Montclair pays $5,333 a year in property taxes, about 0.92% of the median home value.

Is Montclair more expensive than the national average?

Overall prices in Virginia are 1% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Montclair?

The median home value in Montclair is $577,800, about 3.4 times the typical yearly household income.

22,387 people live in Montclair. Numbers are typical (middle) values.