States › California › Montclair

Is Montclair, CA expensive to live in?

ExpensiveRent takes 39 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,69754% higher than U.S. average
💵 Families earn per year (2026)$83,755about $6,980/month · 4% lower than U.S. average
🔑 House price$569,10071% higher than U.S. average

Rent is higher than in 89% of U.S. cities. A typical house costs about 6.8 years of household income, so buying is hard for most locals. Commutes are long, about 30.2 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $107,880 a year. That is $52 an hour at a full-time job.

Is rent cheaper than other California cities?

No. Rent here is more expensive than in most of California. It is number 435 of 653 cities from cheapest to most expensive.

Montclair
$2,697
$2,007
$2,882
$2,124
$3,028

How much do households earn in Montclair?

Under $25k
12.8%
$25k–50k
23.2%
$50k–100k
29.6%
$100k–150k
22.3%
$150k+
6.8%

Share of households by yearly income. 29.1% of households earn $100,000 or more.

Rent by apartment size in Montclair

SizeMontclairU.S. average
Studio$1,272$1,338
1 bedroom$1,791$1,324
2 bedrooms$1,863$1,509
3 bedrooms$2,223$1,698
4 bedrooms$2,433$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Montclair overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Montclair, so the California figure is shown.

Taxes and bills in Montclair

🏛️ Property tax$3,177a year · 0.56% of home value · U.S. $3,119
⚡ Electric bill$136a month (typical) · U.S. $156

Life in Montclair

Commute to work30.2 minU.S.: 26.4 min
College degree18.8%U.S.: 35.7%
Own their home54.8%U.S.: 65.2%
Below poverty line17.7%U.S.: 12.5%
Unemployment6.8%U.S.: 5.2%

Is it cheaper to rent or buy in Montclair?

Renting is cheaper right now: about $1,252 a month less.

Renting
$2,697
Owning
$3,949

Owning assumes a typical $569,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $56,910 for the down payment.

Frequently asked questions

What is the average rent in Montclair, CA?

Renting in Montclair costs a median of about $2,697 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Montclair?

To keep rent under 30% of income, you need about $107,880 a year, or $52 an hour at a full-time job.

Is Montclair cheap or expensive?

Montclair is rated Expensive: rent takes 38.6% of the typical household income of $83,755. It ranks 435th cheapest of 653 California cities we track.

How much are property taxes in Montclair?

The median homeowner in Montclair pays $3,177 a year in property taxes, about 0.56% of the median home value.

Is Montclair more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Montclair?

The median home value in Montclair is $569,100, about 6.8 times the typical yearly household income.

37,810 people live in Montclair. Numbers are typical (middle) values.