salaryRent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 31.5 minutes each way.
How much money do I need?
To rent here comfortably, you should earn about $28,280 a year. That is $14 an hour at a full-time job.
Is rent cheaper than other Pennsylvania cities?
Yes. Rent here is cheaper than in most of Pennsylvania. It is number 3 of 269 cities from cheapest to most expensive.
How much do households earn in Monaca?
Share of households by yearly income. 24.5% of households earn $100,000 or more.
Rent by apartment size in Monaca
| Size | Monaca | U.S. average |
|---|---|---|
| 1 bedroom | $650 | $1,324 |
| 2 bedrooms | $946 | $1,509 |
| 3 bedrooms | $1,180 | $1,698 |
| 4 bedrooms | $1,925 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Monaca overall?
Everyday prices in Pennsylvania overall are 2% below the U.S. average (index 97.6, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Monaca, so the Pennsylvania figure is shown.
Taxes and bills in Monaca
Life in Monaca
Is it cheaper to rent or buy in Monaca?
Renting is cheaper right now: about $422 a month less.
Owning assumes a typical $162,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $16,270 for the down payment.
Frequently asked questions
What is the average rent in Monaca, PA?
Renting in Monaca costs a median of about $707 a month in 2026, including utilities. The Pennsylvania median is $1,367.
How much do I need to make to live in Monaca?
To keep rent under 30% of income, you need about $28,280 a year, or $14 an hour at a full-time job.
Is Monaca cheap or expensive?
Monaca is rated Cheap: rent takes 10.7% of the typical household income of $79,311. It ranks 3rd cheapest of 269 Pennsylvania cities we track.
How much are property taxes in Monaca?
The median homeowner in Monaca pays $2,221 a year in property taxes, about 1.37% of the median home value.
Is Monaca more expensive than the national average?
Overall prices in Pennsylvania are 2% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Monaca?
The median home value in Monaca is $162,700, about 2.1 times the typical yearly household income.
5,519 people live in Monaca. Numbers are typical (middle) values.