States › Washington › Mill Creek

Is Mill Creek, WA expensive to live in?

OKRent takes 21 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,33933% higher than U.S. average
💵 Families earn per year (2026)$134,127about $11,177/month · 54% higher than U.S. average
🔑 House price$903,800172% higher than U.S. average

Rent is higher than in 81% of U.S. cities. A typical house costs about 6.7 years of household income, so buying is hard for most locals. Commutes are long, about 33 minutes each way. It is a highly educated city: 56% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $93,560 a year. That is $45 an hour at a full-time job.

Is rent cheaper than other Washington cities?

No. Rent here is more expensive than in most of Washington. It is number 134 of 192 cities from cheapest to most expensive.

Mill Creek
$2,339
$2,143
$2,367
$2,346

How much do households earn in Mill Creek?

Under $25k
7.8%
$25k–50k
11.6%
$50k–100k
27.0%
$100k–150k
19.8%
$150k+
30.3%

Share of households by yearly income. 50.1% of households earn $100,000 or more.

Rent by apartment size in Mill Creek

SizeMill CreekU.S. average
Studio$1,988$1,338
1 bedroom$2,092$1,324
2 bedrooms$2,462$1,509
3 bedrooms$3,290$1,698
4 bedrooms$3,507$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Mill Creek overall?

Everyday prices in Washington overall are 7% above the U.S. average (index 107.0, U.S. = 100).

Housing
126
Goods (food, clothes…)
104
Utilities
93
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Mill Creek, so the Washington figure is shown.

Taxes and bills in Mill Creek

🏛️ Property tax$7,026a year · 0.78% of home value · U.S. $3,119
⚡ Electric bill$91a month (typical) · U.S. $156

Life in Mill Creek

Commute to work33 minU.S.: 26.4 min
College degree56%U.S.: 35.7%
Own their home59%U.S.: 65.2%
Below poverty line6.4%U.S.: 12.5%
Unemployment4.5%U.S.: 5.2%

Is it cheaper to rent or buy in Mill Creek?

Renting is cheaper right now: about $3,932 a month less.

Renting
$2,339
Owning
$6,271

Owning assumes a typical $903,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $90,380 for the down payment.

Frequently asked questions

What is the average rent in Mill Creek, WA?

Renting in Mill Creek costs a median of about $2,339 a month in 2026, including utilities. The Washington median is $2,025.

How much do I need to make to live in Mill Creek?

To keep rent under 30% of income, you need about $93,560 a year, or $45 an hour at a full-time job.

Is Mill Creek cheap or expensive?

Mill Creek is rated OK: rent takes 20.9% of the typical household income of $134,127. It ranks 134th cheapest of 192 Washington cities we track.

How much are property taxes in Mill Creek?

The median homeowner in Mill Creek pays $7,026 a year in property taxes, about 0.78% of the median home value.

Is Mill Creek more expensive than the national average?

Overall prices in Washington are 7% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Mill Creek?

The median home value in Mill Creek is $903,800, about 6.7 times the typical yearly household income.

20,956 people live in Mill Creek. Numbers are typical (middle) values.