States › Vermont › Middlebury

Is Middlebury, VT expensive to live in?

OKRent takes 21 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,6556% lower than U.S. average
💵 Families earn per year (2026)$93,021about $7,752/month · 7% higher than U.S. average
🔑 House price$417,40025% higher than U.S. average

Rent is higher than in 50% of U.S. cities. A typical house costs about 4.5 years of household income. Commutes are short, about 14.6 minutes. It is a highly educated city: 61.9% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $66,200 a year. That is $32 an hour at a full-time job.

Is rent cheaper than other Vermont cities?

No. Rent here is more expensive than in most of Vermont. It is number 7 of 13 cities from cheapest to most expensive.

Middlebury
$1,655
$3,500+
$2,143
$1,206

How much do households earn in Middlebury?

Under $25k
11.3%
$25k–50k
22.1%
$50k–100k
34.7%
$100k–150k
12.9%
$150k+
16.0%

Share of households by yearly income. 28.9% of households earn $100,000 or more.

Rent by apartment size in Middlebury

SizeMiddleburyU.S. average
1 bedroom$1,152$1,324
2 bedrooms$1,644$1,509
3 bedrooms$1,910$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Middlebury overall?

Everyday prices in Vermont overall are 2% below the U.S. average (index 98.0, U.S. = 100).

Housing
87
Goods (food, clothes…)
97
Utilities
126
Other services
102
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Middlebury, so the Vermont figure is shown.

Taxes and bills in Middlebury

🏛️ Property tax$6,795a year · 1.63% of home value · U.S. $3,119
⚡ Electric bill$105a month (typical) · U.S. $156

Life in Middlebury

Commute to work14.6 minU.S.: 26.4 min
College degree61.9%U.S.: 35.7%
Own their home56.8%U.S.: 65.2%
Below poverty line15.2%U.S.: 12.5%
Unemployment5.9%U.S.: 5.2%

Is it cheaper to rent or buy in Middlebury?

Renting is cheaper right now: about $1,241 a month less.

Renting
$1,655
Owning
$2,896

Owning assumes a typical $417,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $41,740 for the down payment.

Frequently asked questions

What is the average rent in Middlebury, VT?

Renting in Middlebury costs a median of about $1,655 a month in 2026, including utilities. The Vermont median is $1,655.

How much do I need to make to live in Middlebury?

To keep rent under 30% of income, you need about $66,200 a year, or $32 an hour at a full-time job.

Is Middlebury cheap or expensive?

Middlebury is rated OK: rent takes 21.4% of the typical household income of $93,021. It ranks 7th cheapest of 13 Vermont cities we track.

How much are property taxes in Middlebury?

The median homeowner in Middlebury pays $6,795 a year in property taxes, about 1.63% of the median home value.

Is Middlebury more expensive than the national average?

Overall prices in Vermont are 2% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Middlebury?

The median home value in Middlebury is $417,400, about 4.5 times the typical yearly household income.

7,220 people live in Middlebury. Numbers are typical (middle) values.