States › Florida › Middleburg

Is Middleburg, FL expensive to live in?

CheapRent takes 17 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,15034% lower than U.S. average
💵 Families earn per year (2026)$80,493about $6,708/month · 8% lower than U.S. average
🔑 House price$254,60023% lower than U.S. average

Rent is lower than in 79% of U.S. cities. A typical house costs about 3.2 years of household income. Commutes are long, about 35.1 minutes each way. Most homes (87.2%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $46,000 a year. That is $22 an hour at a full-time job.

Is rent cheaper than other Florida cities?

Yes. Rent here is cheaper than in most of Florida. It is number 26 of 479 cities from cheapest to most expensive.

Middleburg
$1,150
Gulfport
$1,780
Laurel
$1,392
Miami Shores
$2,796
Wilton Manors
$1,891
Fairview Shores
$1,763
Sebring
$2,157

How much do households earn in Middleburg?

Under $25k
9.1%
$25k–50k
32.8%
$50k–100k
36.0%
$100k–150k
15.0%
$150k+
5.8%

Share of households by yearly income. 20.8% of households earn $100,000 or more.

Rent by apartment size in Middleburg

SizeMiddleburgU.S. average
2 bedrooms$891$1,509
3 bedrooms$1,256$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Middleburg overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Middleburg, so the Florida figure is shown.

Taxes and bills in Middleburg

🏛️ Property tax$1,396a year · 0.55% of home value · U.S. $3,119
⚡ Electric bill$181a month (typical) · U.S. $156

Life in Middleburg

Commute to work35.1 minU.S.: 26.4 min
College degree18.9%U.S.: 35.7%
Own their home87.2%U.S.: 65.2%
Below poverty line8%U.S.: 12.5%
Unemployment3%U.S.: 5.2%

Is it cheaper to rent or buy in Middleburg?

Renting is cheaper right now: about $617 a month less.

Renting
$1,150
Owning
$1,767

Owning assumes a typical $254,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $25,460 for the down payment.

Frequently asked questions

What is the average rent in Middleburg, FL?

Renting in Middleburg costs a median of about $1,150 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Middleburg?

To keep rent under 30% of income, you need about $46,000 a year, or $22 an hour at a full-time job.

Is Middleburg cheap or expensive?

Middleburg is rated Cheap: rent takes 17.1% of the typical household income of $80,493. It ranks 26th cheapest of 479 Florida cities we track.

How much are property taxes in Middleburg?

The median homeowner in Middleburg pays $1,396 a year in property taxes, about 0.55% of the median home value.

Is Middleburg more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Middleburg?

The median home value in Middleburg is $254,600, about 3.2 times the typical yearly household income.

11,644 people live in Middleburg. Numbers are typical (middle) values.