States › New York › Middle Island

Is Middle Island, NY expensive to live in?

OKRent takes 27 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,06118% higher than U.S. average
💵 Families earn per year (2026)$92,190about $7,683/month · 6% higher than U.S. average
🔑 House price$383,50015% higher than U.S. average

Rent is higher than in 72% of U.S. cities. A typical house costs about 4.2 years of household income. Commutes are long, about 31.5 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $82,440 a year. That is $40 an hour at a full-time job.

Is rent cheaper than other New York cities?

Yes. Rent here is cheaper than in most of New York. It is number 155 of 343 cities from cheapest to most expensive.

Middle Island
$2,061
$1,863

How much do households earn in Middle Island?

Under $25k
11.9%
$25k–50k
18.6%
$50k–100k
29.5%
$100k–150k
21.3%
$150k+
13.6%

Share of households by yearly income. 34.9% of households earn $100,000 or more.

Rent by apartment size in Middle Island

SizeMiddle IslandU.S. average
1 bedroom$1,812$1,324
2 bedrooms$2,299$1,509
3 bedrooms$2,822$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Middle Island overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Middle Island, so the New York figure is shown.

Taxes and bills in Middle Island

🏛️ Property tax$8,034a year · 2.09% of home value · U.S. $3,119
⚡ Electric bill$167a month (typical) · U.S. $156

Life in Middle Island

Commute to work31.5 minU.S.: 26.4 min
College degree32%U.S.: 35.7%
Own their home69.2%U.S.: 65.2%
Below poverty line13%U.S.: 12.5%
Unemployment5%U.S.: 5.2%

Is it cheaper to rent or buy in Middle Island?

Renting is cheaper right now: about $600 a month less.

Renting
$2,061
Owning
$2,661

Owning assumes a typical $383,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $38,350 for the down payment.

Frequently asked questions

What is the average rent in Middle Island, NY?

Renting in Middle Island costs a median of about $2,061 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Middle Island?

To keep rent under 30% of income, you need about $82,440 a year, or $40 an hour at a full-time job.

Is Middle Island cheap or expensive?

Middle Island is rated OK: rent takes 26.8% of the typical household income of $92,190. It ranks 155th cheapest of 343 New York cities we track.

How much are property taxes in Middle Island?

The median homeowner in Middle Island pays $8,034 a year in property taxes, about 2.09% of the median home value.

Is Middle Island more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Middle Island?

The median home value in Middle Island is $383,500, about 4.2 times the typical yearly household income.

11,027 people live in Middle Island. Numbers are typical (middle) values.