States › California › McSwain

Is McSwain, CA expensive to live in?

CheapRent takes 13 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,6078% lower than U.S. average
💵 Families earn per year (2026)$150,053about $12,504/month · 72% higher than U.S. average
🔑 House price$690,100107% higher than U.S. average

Rent is lower than in 52% of U.S. cities. Household incomes are higher than in 89% of U.S. cities. A typical house costs about 4.6 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $64,280 a year. That is $31 an hour at a full-time job.

Is rent cheaper than other California cities?

Yes. Rent here is cheaper than in most of California. It is number 105 of 653 cities from cheapest to most expensive.

McSwain
$1,607
Dos Palos
$1,193
Strawberry
$3,500+
Camino Tassajara
$2,568
Eucalyptus Hills
$1,493
Benton Park
$1,318
Hidden Valley Lake
$2,584

How much do households earn in McSwain?

Under $25k
14.4%
$25k–50k
10.9%
$50k–100k
13.6%
$100k–150k
19.8%
$150k+
37.6%

Share of households by yearly income. 57.4% of households earn $100,000 or more.

How expensive is McSwain overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for McSwain, so the California figure is shown.

Taxes and bills in McSwain

🏛️ Property tax$4,377a year · 0.63% of home value · U.S. $3,119
⚡ Electric bill$261a month (typical) · U.S. $156

Life in McSwain

Commute to work23.1 minU.S.: 26.4 min
College degree33.6%U.S.: 35.7%
Own their home73.8%U.S.: 65.2%
Below poverty line17.1%U.S.: 12.5%
Unemployment3.2%U.S.: 5.2%

Is it cheaper to rent or buy in McSwain?

Renting is cheaper right now: about $3,181 a month less.

Renting
$1,607
Owning
$4,788

Owning assumes a typical $690,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $69,010 for the down payment.

Frequently asked questions

What is the average rent in McSwain, CA?

Renting in McSwain costs a median of about $1,607 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in McSwain?

To keep rent under 30% of income, you need about $64,280 a year, or $31 an hour at a full-time job.

Is McSwain cheap or expensive?

McSwain is rated Cheap: rent takes 12.9% of the typical household income of $150,053. It ranks 105th cheapest of 653 California cities we track.

How much are property taxes in McSwain?

The median homeowner in McSwain pays $4,377 a year in property taxes, about 0.63% of the median home value.

Is McSwain more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in McSwain?

The median home value in McSwain is $690,100, about 4.6 times the typical yearly household income.

5,783 people live in McSwain. Numbers are typical (middle) values.