States › New York › Mastic

Is Mastic, NY expensive to live in?

OKRent takes 26 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,22427% higher than U.S. average
💵 Families earn per year (2026)$101,416about $8,451/month · 16% higher than U.S. average
🔑 House price$432,50030% higher than U.S. average

Rent is higher than in 77% of U.S. cities. A typical house costs about 4.3 years of household income. Commutes are long, about 33 minutes each way. Most homes (85.7%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $88,960 a year. That is $43 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 178 of 343 cities from cheapest to most expensive.

Mastic
$2,224
$3,109
$2,746
$3,374
$2,594
$1,641

How much do households earn in Mastic?

Under $25k
5.7%
$25k–50k
13.3%
$50k–100k
39.3%
$100k–150k
22.8%
$150k+
16.6%

Share of households by yearly income. 39.3% of households earn $100,000 or more.

Rent by apartment size in Mastic

SizeMasticU.S. average
2 bedrooms$2,117$1,509
3 bedrooms$2,701$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Mastic overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Mastic, so the New York figure is shown.

Taxes and bills in Mastic

🏛️ Property tax$8,938a year · 2.07% of home value · U.S. $3,119
⚡ Electric bill$198a month (typical) · U.S. $156

Life in Mastic

Commute to work33 minU.S.: 26.4 min
College degree18.2%U.S.: 35.7%
Own their home85.7%U.S.: 65.2%
Below poverty line6.6%U.S.: 12.5%
Unemployment10.6%U.S.: 5.2%

Is it cheaper to rent or buy in Mastic?

Renting is cheaper right now: about $777 a month less.

Renting
$2,224
Owning
$3,001

Owning assumes a typical $432,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $43,250 for the down payment.

Frequently asked questions

What is the average rent in Mastic, NY?

Renting in Mastic costs a median of about $2,224 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Mastic?

To keep rent under 30% of income, you need about $88,960 a year, or $43 an hour at a full-time job.

Is Mastic cheap or expensive?

Mastic is rated OK: rent takes 26.3% of the typical household income of $101,416. It ranks 178th cheapest of 343 New York cities we track.

How much are property taxes in Mastic?

The median homeowner in Mastic pays $8,938 a year in property taxes, about 2.07% of the median home value.

Is Mastic more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Mastic?

The median home value in Mastic is $432,500, about 4.3 times the typical yearly household income.

15,708 people live in Mastic. Numbers are typical (middle) values.