States › Maryland › Manchester

Is Manchester, MD expensive to live in?

CheapRent takes 13 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,42919% lower than U.S. average
💵 Families earn per year (2026)$131,228about $10,936/month · 51% higher than U.S. average
🔑 House price$376,40013% higher than U.S. average

Rent is lower than in 62% of U.S. cities. That makes it a rare mix of above-average pay and below-average rent. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 32.7 minutes each way. Most homes (83.5%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $57,160 a year. That is $27 an hour at a full-time job.

Is rent cheaper than other Maryland cities?

Yes. Rent here is cheaper than in most of Maryland. It is number 19 of 200 cities from cheapest to most expensive.

Manchester
$1,429
$2,303
$3,293

How much do households earn in Manchester?

Under $25k
8.6%
$25k–50k
15.7%
$50k–100k
22.4%
$100k–150k
29.2%
$150k+
20.8%

Share of households by yearly income. 50.0% of households earn $100,000 or more.

Rent by apartment size in Manchester

SizeManchesterU.S. average
2 bedrooms$1,357$1,509
3 bedrooms$2,266$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Manchester overall?

Everyday prices in Maryland overall are 5% above the U.S. average (index 105.0, U.S. = 100).

Housing
121
Goods (food, clothes…)
103
Utilities
111
Other services
102
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Manchester, so the Maryland figure is shown.

Taxes and bills in Manchester

🏛️ Property tax$3,911a year · 1.04% of home value · U.S. $3,119
⚡ Electric bill$189a month (typical) · U.S. $156

Life in Manchester

Commute to work32.7 minU.S.: 26.4 min
College degree37%U.S.: 35.7%
Own their home83.5%U.S.: 65.2%
Below poverty line4.8%U.S.: 12.5%
Unemployment0.1%U.S.: 5.2%

Is it cheaper to rent or buy in Manchester?

Renting is cheaper right now: about $1,183 a month less.

Renting
$1,429
Owning
$2,612

Owning assumes a typical $376,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $37,640 for the down payment.

Frequently asked questions

What is the average rent in Manchester, MD?

Renting in Manchester costs a median of about $1,429 a month in 2026, including utilities. The Maryland median is $2,010.

How much do I need to make to live in Manchester?

To keep rent under 30% of income, you need about $57,160 a year, or $27 an hour at a full-time job.

Is Manchester cheap or expensive?

Manchester is rated Cheap: rent takes 13.1% of the typical household income of $131,228. It ranks 19th cheapest of 200 Maryland cities we track.

How much are property taxes in Manchester?

The median homeowner in Manchester pays $3,911 a year in property taxes, about 1.04% of the median home value.

Is Manchester more expensive than the national average?

Overall prices in Maryland are 5% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Manchester?

The median home value in Manchester is $376,400, about 2.9 times the typical yearly household income.

5,439 people live in Manchester. Numbers are typical (middle) values.