Rent here is among the lowest 10% of all U.S. cities. That makes it a rare mix of above-average pay and below-average rent. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (85.5%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $36,600 a year. That is $18 an hour at a full-time job.
Is rent cheaper than other Texas cities?
Yes. Rent here is cheaper than in most of Texas. It is number 36 of 426 cities from cheapest to most expensive.
How much do households earn in Lumberton?
Share of households by yearly income. 43.1% of households earn $100,000 or more.
Rent by apartment size in Lumberton
| Size | Lumberton | U.S. average |
|---|---|---|
| 2 bedrooms | $1,026 | $1,509 |
| 3 bedrooms | $1,515 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Lumberton overall?
Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Lumberton, so the Texas figure is shown.
Taxes and bills in Lumberton
Life in Lumberton
Is it cheaper to rent or buy in Lumberton?
Renting is cheaper right now: about $1,110 a month less.
Owning assumes a typical $291,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $29,190 for the down payment.
Frequently asked questions
What is the average rent in Lumberton, TX?
Renting in Lumberton costs a median of about $915 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in Lumberton?
To keep rent under 30% of income, you need about $36,600 a year, or $18 an hour at a full-time job.
Is Lumberton cheap or expensive?
Lumberton is rated Cheap: rent takes 9.5% of the typical household income of $116,071. It ranks 36th cheapest of 426 Texas cities we track.
How much are property taxes in Lumberton?
The median homeowner in Lumberton pays $3,731 a year in property taxes, about 1.28% of the median home value.
Is Lumberton more expensive than the national average?
Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Lumberton?
The median home value in Lumberton is $291,900, about 2.5 times the typical yearly household income.
13,963 people live in Lumberton. Numbers are typical (middle) values.