States › Ohio › Loveland

Is Loveland, OH expensive to live in?

OKRent takes 22 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,8656% higher than U.S. average
💵 Families earn per year (2026)$101,727about $8,477/month · 17% higher than U.S. average
🔑 House price$321,3003% lower than U.S. average

Rent is higher than in 61% of U.S. cities. A typical house costs about 3.2 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $74,600 a year. That is $36 an hour at a full-time job.

Is rent cheaper than other Ohio cities?

No. Rent here is more expensive than in most of Ohio. It is number 252 of 288 cities from cheapest to most expensive.

Loveland
$1,865
Marietta
$1,054
Clayton
$1,183
Bexley
$1,659
Harrison
$1,417
Dover
$1,103
Englewood
$1,109

How much do households earn in Loveland?

Under $25k
7.5%
$25k–50k
16.7%
$50k–100k
38.2%
$100k–150k
17.6%
$150k+
16.7%

Share of households by yearly income. 34.3% of households earn $100,000 or more.

Rent by apartment size in Loveland

SizeLovelandU.S. average
1 bedroom$1,489$1,324
2 bedrooms$1,335$1,509
3 bedrooms$1,867$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Loveland overall?

Everyday prices in Ohio overall are 7% below the U.S. average (index 92.8, U.S. = 100).

Housing
73
Goods (food, clothes…)
94
Utilities
96
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Loveland, so the Ohio figure is shown.

Taxes and bills in Loveland

🏛️ Property tax$4,843a year · 1.51% of home value · U.S. $3,119
⚡ Electric bill$167a month (typical) · U.S. $156

Life in Loveland

Commute to work26 minU.S.: 26.4 min
College degree50.2%U.S.: 35.7%
Own their home74.6%U.S.: 65.2%
Below poverty line7.8%U.S.: 12.5%
Unemployment2.9%U.S.: 5.2%

Is it cheaper to rent or buy in Loveland?

Renting is cheaper right now: about $364 a month less.

Renting
$1,865
Owning
$2,229

Owning assumes a typical $321,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $32,130 for the down payment.

Frequently asked questions

What is the average rent in Loveland, OH?

Renting in Loveland costs a median of about $1,865 a month in 2026, including utilities. The Ohio median is $1,261.

How much do I need to make to live in Loveland?

To keep rent under 30% of income, you need about $74,600 a year, or $36 an hour at a full-time job.

Is Loveland cheap or expensive?

Loveland is rated OK: rent takes 22.0% of the typical household income of $101,727. It ranks 252nd cheapest of 288 Ohio cities we track.

How much are property taxes in Loveland?

The median homeowner in Loveland pays $4,843 a year in property taxes, about 1.51% of the median home value.

Is Loveland more expensive than the national average?

Overall prices in Ohio are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Loveland?

The median home value in Loveland is $321,300, about 3.2 times the typical yearly household income.

13,197 people live in Loveland. Numbers are typical (middle) values.