salaryRent is higher than in 68% of U.S. cities. A typical house costs about 5.2 years of household income.
How much money do I need?
To rent here comfortably, you should earn about $79,000 a year. That is $38 an hour at a full-time job.
Is rent cheaper than other Colorado cities?
Yes. Rent here is cheaper than in most of Colorado. It is number 48 of 112 cities from cheapest to most expensive.
How much do households earn in Loveland?
Share of households by yearly income. 27.2% of households earn $100,000 or more.
Rent by apartment size in Loveland
| Size | Loveland | U.S. average |
|---|---|---|
| Studio | $1,582 | $1,338 |
| 1 bedroom | $1,655 | $1,324 |
| 2 bedrooms | $1,649 | $1,509 |
| 3 bedrooms | $2,059 | $1,698 |
| 4 bedrooms | $2,868 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Loveland overall?
Everyday prices in the Fort Collins-Loveland metro area are 1% above the U.S. average (index 101.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.
Taxes and bills in Loveland
Life in Loveland
What jobs pay in Loveland
| Job | Median pay | Rent / pay |
|---|---|---|
| Pharmacist | $149,410 | 15.9% |
| Physician Assistant | $134,260 | 17.7% |
| Software Developer | $133,990 | 17.7% |
| Lawyer | $131,380 | 18.0% |
| Nurse Practitioner | $130,330 | 18.2% |
| Computer Systems Analyst | $126,880 | 18.7% |
| Dental Hygienist | $106,650 | 22.2% |
| Operations Manager | $105,770 | 22.4% |
| Firefighter | $99,930 | 23.7% |
| Registered Nurse | $97,600 | 24.3% |
| Police Officer | $96,740 | 24.5% |
| Civil Engineer | $94,720 | 25.0% |
| Accountant | $89,340 | 26.5% |
| Market Research Analyst | $74,240 | 31.9% |
| Licensed Practical Nurse | $68,240 | 34.7% |
| HVAC Technician | $66,290 | 35.8% |
| Elementary School Teacher | $62,930 | 37.7% |
| Electrician | $61,410 | 38.6% |
| Plumber | $60,610 | 39.1% |
| Truck Driver | $60,380 | 39.3% |
| Carpenter | $58,310 | 40.6% |
| Server (Waiter/Waitress) | $47,360 | 50.0% |
| Medical Assistant | $46,810 | 50.6% |
| Nursing Assistant | $45,970 | 51.6% |
| Customer Service Representative | $42,920 | 55.2% |
| Warehouse Worker | $41,400 | 57.2% |
| Restaurant Cook | $38,370 | 61.8% |
| Retail Salesperson | $36,640 | 64.7% |
| Cashier | $35,980 | 65.9% |
Is it cheaper to rent or buy in Loveland?
Renting is cheaper right now: about $1,349 a month less.
Owning assumes a typical $479,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $47,900 for the down payment.
Frequently asked questions
What is the average rent in Loveland, CO?
Renting in Loveland costs a median of about $1,975 a month in 2026, including utilities. The Colorado median is $2,080.
How much do I need to make to live in Loveland?
To keep rent under 30% of income, you need about $79,000 a year, or $38 an hour at a full-time job.
Is Loveland cheap or expensive?
Loveland is rated OK: rent takes 26.0% of the typical household income of $91,245. It ranks 48th cheapest of 112 Colorado cities we track.
How much are property taxes in Loveland?
The median homeowner in Loveland pays $2,302 a year in property taxes, about 0.48% of the median home value.
Is Loveland more expensive than the national average?
Overall prices in the metro area are 1% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Loveland?
The median home value in Loveland is $479,000, about 5.2 times the typical yearly household income.
78,410 people live in Loveland. Numbers are typical (middle) values.