salaryRent is higher than in 79% of U.S. cities. A typical house costs about 6.5 years of household income, so buying is hard for most locals. It is a highly educated city: 71.2% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $91,640 a year. That is $44 an hour at a full-time job.
Is rent cheaper than other Colorado cities?
No. Rent here is more expensive than in most of Colorado. It is number 78 of 112 cities from cheapest to most expensive.
How much do households earn in Lone Tree?
Share of households by yearly income. 49.0% of households earn $100,000 or more.
Rent by apartment size in Lone Tree
| Size | Lone Tree | U.S. average |
|---|---|---|
| Studio | $1,911 | $1,338 |
| 1 bedroom | $2,022 | $1,324 |
| 2 bedrooms | $2,447 | $1,509 |
| 3 bedrooms | $2,981 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Lone Tree overall?
Everyday prices in Colorado overall are 3% above the U.S. average (index 103.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Lone Tree, so the Colorado figure is shown.
Taxes and bills in Lone Tree
Life in Lone Tree
Is it cheaper to rent or buy in Lone Tree?
Renting is cheaper right now: about $3,774 a month less.
Owning assumes a typical $874,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $87,410 for the down payment.
Frequently asked questions
What is the average rent in Lone Tree, CO?
Renting in Lone Tree costs a median of about $2,291 a month in 2026, including utilities. The Colorado median is $2,080.
How much do I need to make to live in Lone Tree?
To keep rent under 30% of income, you need about $91,640 a year, or $44 an hour at a full-time job.
Is Lone Tree cheap or expensive?
Lone Tree is rated OK: rent takes 20.6% of the typical household income of $133,455. It ranks 78th cheapest of 112 Colorado cities we track.
How much are property taxes in Lone Tree?
The median homeowner in Lone Tree pays $5,186 a year in property taxes, about 0.59% of the median home value.
Is Lone Tree more expensive than the national average?
Overall prices in Colorado are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Lone Tree?
The median home value in Lone Tree is $874,100, about 6.5 times the typical yearly household income.
14,147 people live in Lone Tree. Numbers are typical (middle) values.