States › California › Lodi

Is Lodi, CA expensive to live in?

OKRent takes 29 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,26829% higher than U.S. average
💵 Families earn per year (2026)$95,480about $7,957/month · 10% higher than U.S. average
🔑 House price$492,50048% higher than U.S. average

Rent is higher than in 78% of U.S. cities. A typical house costs about 5.2 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $90,720 a year. That is $44 an hour at a full-time job.

Is rent cheaper than other California cities?

Yes. Rent here is cheaper than in most of California. It is number 298 of 653 cities from cheapest to most expensive.

Lodi
$2,268
$1,649
$3,500+
$2,410

How much do households earn in Lodi?

Under $25k
11.1%
$25k–50k
18.6%
$50k–100k
34.0%
$100k–150k
21.7%
$150k+
10.8%

Share of households by yearly income. 32.5% of households earn $100,000 or more.

Rent by apartment size in Lodi

SizeLodiU.S. average
Studio$1,199$1,338
1 bedroom$1,289$1,324
2 bedrooms$1,762$1,509
3 bedrooms$2,152$1,698
4 bedrooms$2,289$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Lodi overall?

Everyday prices in the Stockton-Lodi metro area are 5% above the U.S. average (index 105.1, U.S. = 100).

Housing
116
Goods (food, clothes…)
105
Utilities
158
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Lodi

🏛️ Property tax$3,314a year · 0.67% of home value · U.S. $3,119
⚡ Electric bill$184a month (typical) · U.S. $156

Life in Lodi

Commute to work24.1 minU.S.: 26.4 min
College degree24.6%U.S.: 35.7%
Own their home56.8%U.S.: 65.2%
Below poverty line12.4%U.S.: 12.5%
Unemployment8.9%U.S.: 5.2%

What jobs pay in Lodi

JobMedian payRent / pay
Lawyer$174,88015.6%
Pharmacist$162,44016.8%
Physician Assistant$162,11016.8%
Nurse Practitioner$159,15017.1%
Software Developer$138,55019.6%
Registered Nurse$134,58020.2%
Dental Hygienist$125,13021.8%
Civil Engineer$116,99023.3%
Computer Systems Analyst$106,31025.6%
Operations Manager$105,04025.9%
Police Officer$99,90027.2%
Elementary School Teacher$97,40027.9%
Accountant$83,57032.6%
Firefighter$79,54034.2%
Licensed Practical Nurse$77,83035.0%
Electrician$76,41035.6%
HVAC Technician$75,71035.9%
Market Research Analyst$73,65037.0%
Carpenter$69,16039.4%
Plumber$62,90043.3%
Truck Driver$60,47045.0%
Customer Service Representative$49,99054.4%
Medical Assistant$47,84056.9%
Warehouse Worker$47,33057.5%
Nursing Assistant$46,53058.5%
Restaurant Cook$41,17066.1%
Retail Salesperson$37,66072.3%
Cashier$36,34074.9%
Server (Waiter/Waitress)$34,46079.0%

Is it cheaper to rent or buy in Lodi?

Renting is cheaper right now: about $1,149 a month less.

Renting
$2,268
Owning
$3,417

Owning assumes a typical $492,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $49,250 for the down payment.

Frequently asked questions

What is the average rent in Lodi, CA?

Renting in Lodi costs a median of about $2,268 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Lodi?

To keep rent under 30% of income, you need about $90,720 a year, or $44 an hour at a full-time job.

Is Lodi cheap or expensive?

Lodi is rated OK: rent takes 28.5% of the typical household income of $95,480. It ranks 298th cheapest of 653 California cities we track.

How much are property taxes in Lodi?

The median homeowner in Lodi pays $3,314 a year in property taxes, about 0.67% of the median home value.

Is Lodi more expensive than the national average?

Overall prices in the metro area are 5% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Lodi?

The median home value in Lodi is $492,500, about 5.2 times the typical yearly household income.

67,607 people live in Lodi. Numbers are typical (middle) values.