salaryRent here is among the highest 10% in the country. A typical house costs about 9.1 years of household income, so buying is hard for most locals.
How much money do I need?
To rent here comfortably, you should earn about $140,040 a year. That is $67 an hour at a full-time job.
Is rent cheaper than other California cities?
No. Rent here is more expensive than in most of California. It is number 605 of 653 cities from cheapest to most expensive.
How much do households earn in Live Oak?
Share of households by yearly income. 41.2% of households earn $100,000 or more.
Rent by apartment size in Live Oak
| Size | Live Oak | U.S. average |
|---|---|---|
| Studio | $1,878 | $1,338 |
| 1 bedroom | $2,007 | $1,324 |
| 2 bedrooms | $2,592 | $1,509 |
| 3 bedrooms | $3,428 | $1,698 |
| 4 bedrooms | $3,500+ | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Live Oak overall?
Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Live Oak, so the California figure is shown.
Taxes and bills in Live Oak
Life in Live Oak
Is it cheaper to rent or buy in Live Oak?
Renting is cheaper right now: about $3,543 a month less.
Owning assumes a typical $1,015,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $101,520 for the down payment.
Frequently asked questions
What is the average rent in Live Oak, CA?
Renting in Live Oak costs a median of about $3,500+ a month in 2026, including utilities. The California median is $2,357.
How much do I need to make to live in Live Oak?
To keep rent under 30% of income, you need about $140,040 a year, or $67 an hour at a full-time job.
Is Live Oak cheap or expensive?
Live Oak is rated Expensive: rent takes 37.6% of the typical household income of $111,812. It ranks 605th cheapest of 653 California cities we track.
How much are property taxes in Live Oak?
The median homeowner in Live Oak pays $6,952 a year in property taxes, about 0.68% of the median home value.
Is Live Oak more expensive than the national average?
Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Live Oak?
The median home value in Live Oak is $1,015,200, about 9.1 times the typical yearly household income.
16,911 people live in Live Oak. Numbers are typical (middle) values.