States › Illinois › Litchfield

Is Litchfield, IL expensive to live in?

CheapRent takes 19 cents of every $1 people earn here.
🏠 Rent per month (2026)$90848% lower than U.S. average
💵 Families earn per year (2026)$58,194about $4,850/month · 33% lower than U.S. average
🔑 House price$104,20069% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 18.8 minutes.

How much money do I need?

To rent here comfortably, you should earn about $36,320 a year. That is $17 an hour at a full-time job.

Is rent cheaper than other Illinois cities?

Yes. Rent here is cheaper than in most of Illinois. It is number 34 of 334 cities from cheapest to most expensive.

Litchfield
$908
Mount Carmel
$937
Calumet Park
$1,424
Benton
$1,308
Chester
$840
Murphysboro
$744
Orland Hills
$1,503

How much do households earn in Litchfield?

Under $25k
21.6%
$25k–50k
21.7%
$50k–100k
32.2%
$100k–150k
11.9%
$150k+
3.2%

Share of households by yearly income. 15.1% of households earn $100,000 or more.

Rent by apartment size in Litchfield

SizeLitchfieldU.S. average
Studio$662$1,338
1 bedroom$683$1,324
2 bedrooms$877$1,509
3 bedrooms$813$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Litchfield overall?

Everyday prices in Illinois overall are same as the U.S. average (index 100.0, U.S. = 100).

Housing
94
Goods (food, clothes…)
104
Utilities
85
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Litchfield, so the Illinois figure is shown.

Taxes and bills in Litchfield

🏛️ Property tax$2,148a year · 2.06% of home value · U.S. $3,119
⚡ Electric bill$155a month (typical) · U.S. $156

Life in Litchfield

Commute to work18.8 minU.S.: 26.4 min
College degree21.6%U.S.: 35.7%
Own their home66.2%U.S.: 65.2%
Below poverty line16.3%U.S.: 12.5%
Unemployment6.4%U.S.: 5.2%

Is it cheaper to rent or buy in Litchfield?

Buying is cheaper month to month: about $185 a month less than renting.

Renting
$908
Owning
$723

Owning assumes a typical $104,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $10,420 for the down payment.

Frequently asked questions

What is the average rent in Litchfield, IL?

Renting in Litchfield costs a median of about $908 a month in 2026, including utilities. The Illinois median is $1,517.

How much do I need to make to live in Litchfield?

To keep rent under 30% of income, you need about $36,320 a year, or $17 an hour at a full-time job.

Is Litchfield cheap or expensive?

Litchfield is rated Cheap: rent takes 18.7% of the typical household income of $58,194. It ranks 34th cheapest of 334 Illinois cities we track.

How much are property taxes in Litchfield?

The median homeowner in Litchfield pays $2,148 a year in property taxes, about 2.06% of the median home value.

Is Litchfield more expensive than the national average?

Overall prices in Illinois are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Litchfield?

The median home value in Litchfield is $104,200, about 1.8 times the typical yearly household income.

6,834 people live in Litchfield. Numbers are typical (middle) values.