salaryRent is lower than in 64% of U.S. cities. A typical house costs about 6.8 years of household income, so buying is hard for most locals. Commutes are short, about 17.4 minutes.
How much money do I need?
To rent here comfortably, you should earn about $55,720 a year. That is $27 an hour at a full-time job.
Is rent cheaper than other Oregon cities?
Yes. Rent here is cheaper than in most of Oregon. It is number 21 of 105 cities from cheapest to most expensive.
How much do households earn in Lincoln City?
Share of households by yearly income. 20.5% of households earn $100,000 or more.
Rent by apartment size in Lincoln City
| Size | Lincoln City | U.S. average |
|---|---|---|
| Studio | $1,058 | $1,338 |
| 1 bedroom | $1,066 | $1,324 |
| 2 bedrooms | $1,459 | $1,509 |
| 3 bedrooms | $1,674 | $1,698 |
| 4 bedrooms | $2,187 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Lincoln City overall?
Everyday prices in Oregon overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Lincoln City, so the Oregon figure is shown.
Taxes and bills in Lincoln City
Life in Lincoln City
Is it cheaper to rent or buy in Lincoln City?
Renting is cheaper right now: about $1,471 a month less.
Owning assumes a typical $412,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $41,270 for the down payment.
Frequently asked questions
What is the average rent in Lincoln City, OR?
Renting in Lincoln City costs a median of about $1,393 a month in 2026, including utilities. The Oregon median is $1,811.
How much do I need to make to live in Lincoln City?
To keep rent under 30% of income, you need about $55,720 a year, or $27 an hour at a full-time job.
Is Lincoln City cheap or expensive?
Lincoln City is rated OK: rent takes 27.4% of the typical household income of $61,081. It ranks 21st cheapest of 105 Oregon cities we track.
How much are property taxes in Lincoln City?
The median homeowner in Lincoln City pays $3,920 a year in property taxes, about 0.95% of the median home value.
Is Lincoln City more expensive than the national average?
Overall prices in Oregon are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Lincoln City?
The median home value in Lincoln City is $412,700, about 6.8 times the typical yearly household income.
9,968 people live in Lincoln City. Numbers are typical (middle) values.