salaryRent here is among the highest 10% in the country. Household incomes are higher than in 85% of U.S. cities. A typical house costs about 4.7 years of household income. Commutes are long, about 45.2 minutes each way. Most homes (85.3%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $141,960 a year. That is $68 an hour at a full-time job.
Is rent cheaper than other California cities?
No. Rent here is more expensive than in most of California. It is number 640 of 653 cities from cheapest to most expensive.
How much do households earn in Lathrop?
Share of households by yearly income. 50.7% of households earn $100,000 or more.
Rent by apartment size in Lathrop
| Size | Lathrop | U.S. average |
|---|---|---|
| 2 bedrooms | $1,779 | $1,509 |
| 3 bedrooms | $2,548 | $1,698 |
| 4 bedrooms | $2,814 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Lathrop overall?
Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Lathrop, so the California figure is shown.
Taxes and bills in Lathrop
Life in Lathrop
Is it cheaper to rent or buy in Lathrop?
Renting is cheaper right now: about $917 a month less.
Owning assumes a typical $643,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $64,360 for the down payment.
Frequently asked questions
What is the average rent in Lathrop, CA?
Renting in Lathrop costs a median of about $3,549 a month in 2026, including utilities. The California median is $2,357.
How much do I need to make to live in Lathrop?
To keep rent under 30% of income, you need about $141,960 a year, or $68 an hour at a full-time job.
Is Lathrop cheap or expensive?
Lathrop is rated Expensive: rent takes 31.2% of the typical household income of $136,345. It ranks 640th cheapest of 653 California cities we track.
How much are property taxes in Lathrop?
The median homeowner in Lathrop pays $7,068 a year in property taxes, about 1.10% of the median home value.
Is Lathrop more expensive than the national average?
Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Lathrop?
The median home value in Lathrop is $643,600, about 4.7 times the typical yearly household income.
35,052 people live in Lathrop. Numbers are typical (middle) values.