States › New Mexico › Las Cruces

Is Las Cruces, NM expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,26728% lower than U.S. average
💵 Families earn per year (2026)$59,773about $4,981/month · 31% lower than U.S. average
🔑 House price$231,70030% lower than U.S. average

Las Cruces is the 2nd-largest city in New Mexico that we track, with 114,197 residents. Rent is lower than in 71% of U.S. cities. A typical house costs about 3.9 years of household income. Commutes are short, about 18.9 minutes.

How much money do I need?

To rent here comfortably, you should earn about $50,680 a year. That is $24 an hour at a full-time job.

Is rent cheaper than other New Mexico cities?

No. Rent here is more expensive than in most of New Mexico. It is number 30 of 44 cities from cheapest to most expensive.

Las Cruces
$1,267
$1,912
$1,242
$1,061

How much do households earn in Las Cruces?

Under $25k
23.2%
$25k–50k
21.7%
$50k–100k
30.1%
$100k–150k
11.8%
$150k+
4.9%

Share of households by yearly income. 16.7% of households earn $100,000 or more.

Rent by apartment size in Las Cruces

SizeLas CrucesU.S. average
Studio$706$1,338
1 bedroom$839$1,324
2 bedrooms$1,022$1,509
3 bedrooms$1,260$1,698
4 bedrooms$1,494$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Las Cruces overall?

Everyday prices in the Las Cruces metro area are 10% below the U.S. average (index 90.2, U.S. = 100).

Housing
63
Goods (food, clothes…)
96
Utilities
78
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Las Cruces

🏛️ Property tax$1,571a year · 0.68% of home value · U.S. $3,119
⚡ Electric bill$103a month (typical) · U.S. $156

Life in Las Cruces

Commute to work18.9 minU.S.: 26.4 min
College degree36.7%U.S.: 35.7%
Own their home55.9%U.S.: 65.2%
Below poverty line22.6%U.S.: 12.5%
Unemployment7%U.S.: 5.2%

What jobs pay in Las Cruces

JobMedian payRent / pay
Physician Assistant$141,35010.8%
Pharmacist$135,90011.2%
Nurse Practitioner$131,99011.5%
Lawyer$110,14013.8%
Software Developer$107,30014.2%
Computer Systems Analyst$95,35015.9%
Civil Engineer$87,60017.4%
Operations Manager$85,77017.7%
Registered Nurse$83,31018.2%
Dental Hygienist$82,12018.5%
Elementary School Teacher$74,10020.5%
Accountant$67,47022.5%
Market Research Analyst$63,45024.0%
Licensed Practical Nurse$61,67024.7%
Police Officer$60,72025.0%
Carpenter$57,03026.7%
Plumber$54,56027.9%
Electrician$53,98028.2%
HVAC Technician$49,65030.6%
Truck Driver$48,40031.4%
Firefighter$42,82035.5%
Server (Waiter/Waitress)$38,67039.3%
Medical Assistant$37,65040.4%
Nursing Assistant$37,40040.7%
Customer Service Representative$36,08042.1%
Warehouse Worker$33,35045.6%
Restaurant Cook$30,98049.1%
Retail Salesperson$30,46049.9%
Cashier$28,71053.0%

Is it cheaper to rent or buy in Las Cruces?

Renting is cheaper right now: about $341 a month less.

Renting
$1,267
Owning
$1,608

Owning assumes a typical $231,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $23,170 for the down payment.

Frequently asked questions

What is the average rent in Las Cruces, NM?

Renting in Las Cruces costs a median of about $1,267 a month in 2026, including utilities. The New Mexico median is $1,181.

How much do I need to make to live in Las Cruces?

To keep rent under 30% of income, you need about $50,680 a year, or $24 an hour at a full-time job.

Is Las Cruces cheap or expensive?

Las Cruces is rated OK: rent takes 25.4% of the typical household income of $59,773. It ranks 30th cheapest of 44 New Mexico cities we track.

How much are property taxes in Las Cruces?

The median homeowner in Las Cruces pays $1,571 a year in property taxes, about 0.68% of the median home value.

Is Las Cruces more expensive than the national average?

Overall prices in the metro area are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Las Cruces?

The median home value in Las Cruces is $231,700, about 3.9 times the typical yearly household income.

114,197 people live in Las Cruces. Numbers are typical (middle) values.