States › Pennsylvania › Lancaster

Is Lancaster, PA expensive to live in?

OKRent takes 27 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,55811% lower than U.S. average
💵 Families earn per year (2026)$68,690about $5,724/month · 21% lower than U.S. average
🔑 House price$219,50034% lower than U.S. average

Rent is lower than in 54% of U.S. cities. A typical house costs about 3.2 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $62,320 a year. That is $30 an hour at a full-time job.

Is rent cheaper than other Pennsylvania cities?

No. Rent here is more expensive than in most of Pennsylvania. It is number 178 of 269 cities from cheapest to most expensive.

Lancaster
$1,558
$1,948
$1,244
$1,493

How much do households earn in Lancaster?

Under $25k
17.8%
$25k–50k
24.3%
$50k–100k
34.8%
$100k–150k
12.6%
$150k+
5.1%

Share of households by yearly income. 17.6% of households earn $100,000 or more.

Rent by apartment size in Lancaster

SizeLancasterU.S. average
Studio$899$1,338
1 bedroom$1,161$1,324
2 bedrooms$1,479$1,509
3 bedrooms$1,578$1,698
4 bedrooms$1,635$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Lancaster overall?

Everyday prices in the Lancaster metro area are 2% below the U.S. average (index 98.3, U.S. = 100).

Housing
94
Goods (food, clothes…)
101
Utilities
107
Other services
98
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Lancaster

🏛️ Property tax$3,404a year · 1.55% of home value · U.S. $3,119
⚡ Electric bill$122a month (typical) · U.S. $156

Life in Lancaster

Commute to work23.6 minU.S.: 26.4 min
College degree29.4%U.S.: 35.7%
Own their home48.6%U.S.: 65.2%
Below poverty line20.3%U.S.: 12.5%
Unemployment8.1%U.S.: 5.2%

What jobs pay in Lancaster

JobMedian payRent / pay
Pharmacist$134,32013.9%
Nurse Practitioner$133,94014.0%
Lawyer$125,51014.9%
Physician Assistant$124,07015.1%
Software Developer$104,74017.8%
Operations Manager$98,81018.9%
Civil Engineer$97,78019.1%
Registered Nurse$89,62020.9%
Computer Systems Analyst$86,83021.5%
Police Officer$86,80021.5%
Dental Hygienist$80,81023.1%
Elementary School Teacher$78,36023.9%
Accountant$76,11024.6%
Market Research Analyst$64,79028.9%
Electrician$63,49029.4%
Licensed Practical Nurse$63,29029.5%
Plumber$61,95030.2%
HVAC Technician$60,53030.9%
Truck Driver$58,35032.0%
Carpenter$55,69033.6%
Firefighter$54,89034.1%
Nursing Assistant$44,89041.6%
Customer Service Representative$44,29042.2%
Medical Assistant$42,91043.6%
Warehouse Worker$42,44044.1%
Restaurant Cook$36,50051.2%
Server (Waiter/Waitress)$32,19058.1%
Retail Salesperson$30,28061.7%
Cashier$28,68065.2%

Is it cheaper to rent or buy in Lancaster?

About the same. Renting and owning cost within $35 of each other each month.

Renting
$1,558
Owning
$1,523

Owning assumes a typical $219,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $21,950 for the down payment.

Frequently asked questions

What is the average rent in Lancaster, PA?

Renting in Lancaster costs a median of about $1,558 a month in 2026, including utilities. The Pennsylvania median is $1,367.

How much do I need to make to live in Lancaster?

To keep rent under 30% of income, you need about $62,320 a year, or $30 an hour at a full-time job.

Is Lancaster cheap or expensive?

Lancaster is rated OK: rent takes 27.2% of the typical household income of $68,690. It ranks 178th cheapest of 269 Pennsylvania cities we track.

How much are property taxes in Lancaster?

The median homeowner in Lancaster pays $3,404 a year in property taxes, about 1.55% of the median home value.

Is Lancaster more expensive than the national average?

Overall prices in the metro area are 2% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Lancaster?

The median home value in Lancaster is $219,500, about 3.2 times the typical yearly household income.

57,719 people live in Lancaster. Numbers are typical (middle) values.