salaryRent is higher than in 64% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (75.6%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $76,360 a year. That is $37 an hour at a full-time job.
Is rent cheaper than other Missouri cities?
No. Rent here is more expensive than in most of Missouri. It is number 128 of 142 cities from cheapest to most expensive.
How much do households earn in Lake St. Louis?
Share of households by yearly income. 50.9% of households earn $100,000 or more.
Rent by apartment size in Lake St. Louis
| Size | Lake St. Louis | U.S. average |
|---|---|---|
| Studio | $2,340 | $1,338 |
| 1 bedroom | $1,344 | $1,324 |
| 2 bedrooms | $1,774 | $1,509 |
| 3 bedrooms | $2,236 | $1,698 |
| 4 bedrooms | $2,044 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Lake St. Louis overall?
Everyday prices in Missouri overall are 9% below the U.S. average (index 90.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Lake St. Louis, so the Missouri figure is shown.
Taxes and bills in Lake St. Louis
Life in Lake St. Louis
Is it cheaper to rent or buy in Lake St. Louis?
Renting is cheaper right now: about $907 a month less.
Owning assumes a typical $405,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $40,590 for the down payment.
Frequently asked questions
What is the average rent in Lake St. Louis, MO?
Renting in Lake St. Louis costs a median of about $1,909 a month in 2026, including utilities. The Missouri median is $1,285.
How much do I need to make to live in Lake St. Louis?
To keep rent under 30% of income, you need about $76,360 a year, or $37 an hour at a full-time job.
Is Lake St. Louis cheap or expensive?
Lake St. Louis is rated Cheap: rent takes 16.9% of the typical household income of $135,560. It ranks 128th cheapest of 142 Missouri cities we track.
How much are property taxes in Lake St. Louis?
The median homeowner in Lake St. Louis pays $4,448 a year in property taxes, about 1.10% of the median home value.
Is Lake St. Louis more expensive than the national average?
Overall prices in Missouri are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Lake St. Louis?
The median home value in Lake St. Louis is $405,900, about 3.0 times the typical yearly household income.
18,066 people live in Lake St. Louis. Numbers are typical (middle) values.