States › Texas › Lago Vista

Is Lago Vista, TX expensive to live in?

CheapRent takes 15 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,51114% lower than U.S. average
💵 Families earn per year (2026)$122,363about $10,197/month · 41% higher than U.S. average
🔑 House price$420,00026% higher than U.S. average

Rent is lower than in 57% of U.S. cities. A typical house costs about 3.4 years of household income. Commutes are long, about 34.7 minutes each way. Most homes (89.6%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $60,440 a year. That is $29 an hour at a full-time job.

Is rent cheaper than other Texas cities?

No. Rent here is more expensive than in most of Texas. It is number 227 of 426 cities from cheapest to most expensive.

Lago Vista
$1,511
$1,583
$2,631
$754
$1,739

How much do households earn in Lago Vista?

Under $25k
3.5%
$25k–50k
11.8%
$50k–100k
33.7%
$100k–150k
22.8%
$150k+
21.8%

Share of households by yearly income. 44.6% of households earn $100,000 or more.

Rent by apartment size in Lago Vista

SizeLago VistaU.S. average
2 bedrooms$1,511$1,509
3 bedrooms$2,355$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Lago Vista overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Lago Vista, so the Texas figure is shown.

Taxes and bills in Lago Vista

🏛️ Property tax$6,042a year · 1.44% of home value · U.S. $3,119
⚡ Electric bill$162a month (typical) · U.S. $156

Life in Lago Vista

Commute to work34.7 minU.S.: 26.4 min
College degree43.8%U.S.: 35.7%
Own their home89.6%U.S.: 65.2%
Below poverty line8.6%U.S.: 12.5%
Unemployment6.6%U.S.: 5.2%

Is it cheaper to rent or buy in Lago Vista?

Renting is cheaper right now: about $1,403 a month less.

Renting
$1,511
Owning
$2,914

Owning assumes a typical $420,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $42,000 for the down payment.

Frequently asked questions

What is the average rent in Lago Vista, TX?

Renting in Lago Vista costs a median of about $1,511 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Lago Vista?

To keep rent under 30% of income, you need about $60,440 a year, or $29 an hour at a full-time job.

Is Lago Vista cheap or expensive?

Lago Vista is rated Cheap: rent takes 14.8% of the typical household income of $122,363. It ranks 227th cheapest of 426 Texas cities we track.

How much are property taxes in Lago Vista?

The median homeowner in Lago Vista pays $6,042 a year in property taxes, about 1.44% of the median home value.

Is Lago Vista more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Lago Vista?

The median home value in Lago Vista is $420,000, about 3.4 times the typical yearly household income.

9,650 people live in Lago Vista. Numbers are typical (middle) values.