salaryRent is higher than in 60% of U.S. cities. Incomes are on the low side for rents this high, so budgets feel tight. A typical house costs about 4.6 years of household income. Commutes are short, about 18.1 minutes.
How much money do I need?
To rent here comfortably, you should earn about $74,040 a year. That is $36 an hour at a full-time job.
Is rent cheaper than other Florida cities?
Yes. Rent here is cheaper than in most of Florida. It is number 181 of 479 cities from cheapest to most expensive.
How much do households earn in Lady Lake?
Share of households by yearly income. 8.8% of households earn $100,000 or more.
Rent by apartment size in Lady Lake
| Size | Lady Lake | U.S. average |
|---|---|---|
| Studio | $3,500+ | $1,338 |
| 1 bedroom | $1,352 | $1,324 |
| 2 bedrooms | $1,459 | $1,509 |
| 3 bedrooms | $1,678 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Lady Lake overall?
Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Lady Lake, so the Florida figure is shown.
Taxes and bills in Lady Lake
Life in Lady Lake
Is it cheaper to rent or buy in Lady Lake?
Buying is cheaper month to month: about $274 a month less than renting.
Owning assumes a typical $227,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $22,730 for the down payment.
Frequently asked questions
What is the average rent in Lady Lake, FL?
Renting in Lady Lake costs a median of about $1,851 a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in Lady Lake?
To keep rent under 30% of income, you need about $74,040 a year, or $36 an hour at a full-time job.
Is Lady Lake cheap or expensive?
Lady Lake is rated Expensive: rent takes 44.7% of the typical household income of $49,691. It ranks 181st cheapest of 479 Florida cities we track.
How much are property taxes in Lady Lake?
The median homeowner in Lady Lake pays $2,373 a year in property taxes, about 1.04% of the median home value.
Is Lady Lake more expensive than the national average?
Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Lady Lake?
The median home value in Lady Lake is $227,300, about 4.6 times the typical yearly household income.
16,675 people live in Lady Lake. Numbers are typical (middle) values.