salaryRent here is among the highest 10% in the country. Household incomes are higher than in 94% of U.S. cities. A typical house costs about 3.8 years of household income. Commutes are long, about 31.4 minutes each way. Most homes (92.1%) are owned, so rentals can be hard to find. It is a highly educated city: 61.5% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $113,640 a year. That is $55 an hour at a full-time job.
Is rent cheaper than other Florida cities?
No. Rent here is more expensive than in most of Florida. It is number 445 of 479 cities from cheapest to most expensive.
How much do households earn in Keystone?
Share of households by yearly income. 61.3% of households earn $100,000 or more.
Rent by apartment size in Keystone
| Size | Keystone | U.S. average |
|---|---|---|
| 2 bedrooms | $1,407 | $1,509 |
| 3 bedrooms | $2,445 | $1,698 |
| 4 bedrooms | $3,069 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Keystone overall?
Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Keystone, so the Florida figure is shown.
Taxes and bills in Keystone
Life in Keystone
Is it cheaper to rent or buy in Keystone?
Renting is cheaper right now: about $1,693 a month less.
Owning assumes a typical $653,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $65,350 for the down payment.
Frequently asked questions
What is the average rent in Keystone, FL?
Renting in Keystone costs a median of about $2,841 a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in Keystone?
To keep rent under 30% of income, you need about $113,640 a year, or $55 an hour at a full-time job.
Is Keystone cheap or expensive?
Keystone is rated Cheap: rent takes 19.6% of the typical household income of $173,699. It ranks 445th cheapest of 479 Florida cities we track.
How much are property taxes in Keystone?
The median homeowner in Keystone pays $5,540 a year in property taxes, about 0.85% of the median home value.
Is Keystone more expensive than the national average?
Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Keystone?
The median home value in Keystone is $653,500, about 3.8 times the typical yearly household income.
25,858 people live in Keystone. Numbers are typical (middle) values.