States › Texas › Kerrville

Is Kerrville, TX expensive to live in?

OKRent takes 23 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,28727% lower than U.S. average
💵 Families earn per year (2026)$66,977about $5,581/month · 23% lower than U.S. average
🔑 House price$303,4009% lower than U.S. average

Rent is lower than in 70% of U.S. cities. A typical house costs about 4.5 years of household income. Commutes are short, about 17.6 minutes.

How much money do I need?

To rent here comfortably, you should earn about $51,480 a year. That is $25 an hour at a full-time job.

Is rent cheaper than other Texas cities?

Yes. Rent here is cheaper than in most of Texas. It is number 155 of 426 cities from cheapest to most expensive.

Kerrville
$1,287
Paris
$1,124
San Benito
$858
Fresno
$2,782
Benbrook
$1,550
Saginaw
$1,622
Sienna
$2,985

How much do households earn in Kerrville?

Under $25k
17.4%
$25k–50k
27.0%
$50k–100k
31.6%
$100k–150k
15.0%
$150k+
6.0%

Share of households by yearly income. 21.0% of households earn $100,000 or more.

Rent by apartment size in Kerrville

SizeKerrvilleU.S. average
Studio$1,270$1,338
1 bedroom$975$1,324
2 bedrooms$1,149$1,509
3 bedrooms$1,301$1,698
4 bedrooms$1,289$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Kerrville overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Kerrville, so the Texas figure is shown.

Taxes and bills in Kerrville

🏛️ Property tax$3,738a year · 1.23% of home value · U.S. $3,119
⚡ Electric bill$117a month (typical) · U.S. $156

Life in Kerrville

Commute to work17.6 minU.S.: 26.4 min
College degree34.4%U.S.: 35.7%
Own their home59.1%U.S.: 65.2%
Below poverty line11.5%U.S.: 12.5%
Unemployment2.9%U.S.: 5.2%

Is it cheaper to rent or buy in Kerrville?

Renting is cheaper right now: about $818 a month less.

Renting
$1,287
Owning
$2,105

Owning assumes a typical $303,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $30,340 for the down payment.

Frequently asked questions

What is the average rent in Kerrville, TX?

Renting in Kerrville costs a median of about $1,287 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Kerrville?

To keep rent under 30% of income, you need about $51,480 a year, or $25 an hour at a full-time job.

Is Kerrville cheap or expensive?

Kerrville is rated OK: rent takes 23.1% of the typical household income of $66,977. It ranks 155th cheapest of 426 Texas cities we track.

How much are property taxes in Kerrville?

The median homeowner in Kerrville pays $3,738 a year in property taxes, about 1.23% of the median home value.

Is Kerrville more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Kerrville?

The median home value in Kerrville is $303,400, about 4.5 times the typical yearly household income.

24,755 people live in Kerrville. Numbers are typical (middle) values.