salaryRent is higher than in 84% of U.S. cities. Household incomes are higher than in 86% of U.S. cities. A typical house costs about 5.4 years of household income. Commutes are long, about 31.2 minutes each way. Most homes (76.5%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $98,000 a year. That is $47 an hour at a full-time job.
Is rent cheaper than other Hawaii cities?
Yes. Rent here is cheaper than in most of Hawaii. It is number 27 of 57 cities from cheapest to most expensive.
How much do households earn in Kapolei?
Share of households by yearly income. 51.5% of households earn $100,000 or more.
Rent by apartment size in Kapolei
| Size | Kapolei | U.S. average |
|---|---|---|
| 2 bedrooms | $2,464 | $1,509 |
| 3 bedrooms | $3,500+ | $1,698 |
| 4 bedrooms | $3,500+ | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Kapolei overall?
Everyday prices in Hawaii overall are 10% above the U.S. average (index 110.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Kapolei, so the Hawaii figure is shown.
Taxes and bills in Kapolei
Life in Kapolei
Is it cheaper to rent or buy in Kapolei?
Renting is cheaper right now: about $2,714 a month less.
Owning assumes a typical $744,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $74,420 for the down payment.
Frequently asked questions
What is the average rent in Kapolei, HI?
Renting in Kapolei costs a median of about $2,450 a month in 2026, including utilities. The Hawaii median is $2,544.
How much do I need to make to live in Kapolei?
To keep rent under 30% of income, you need about $98,000 a year, or $47 an hour at a full-time job.
Is Kapolei cheap or expensive?
Kapolei is rated OK: rent takes 21.2% of the typical household income of $138,397. It ranks 27th cheapest of 57 Hawaii cities we track.
How much are property taxes in Kapolei?
The median homeowner in Kapolei pays $1,889 a year in property taxes, about 0.25% of the median home value.
Is Kapolei more expensive than the national average?
Overall prices in Hawaii are 10% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Kapolei?
The median home value in Kapolei is $744,200, about 5.4 times the typical yearly household income.
22,232 people live in Kapolei. Numbers are typical (middle) values.