salaryRent is higher than in 56% of U.S. cities. A typical house costs about 3.3 years of household income. Commutes are long, about 49.2 minutes each way. Most homes (94.2%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $71,040 a year. That is $34 an hour at a full-time job.
Is rent cheaper than other Texas cities?
No. Rent here is more expensive than in most of Texas. It is number 291 of 426 cities from cheapest to most expensive.
How much do households earn in Josephine?
Share of households by yearly income. 32.4% of households earn $100,000 or more.
Rent by apartment size in Josephine
| Size | Josephine | U.S. average |
|---|---|---|
| 3 bedrooms | $1,464 | $1,698 |
| 4 bedrooms | $2,631 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Josephine overall?
Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Josephine, so the Texas figure is shown.
Taxes and bills in Josephine
Life in Josephine
Is it cheaper to rent or buy in Josephine?
Renting is cheaper right now: about $446 a month less.
Owning assumes a typical $320,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $32,020 for the down payment.
Frequently asked questions
What is the average rent in Josephine, TX?
Renting in Josephine costs a median of about $1,776 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in Josephine?
To keep rent under 30% of income, you need about $71,040 a year, or $34 an hour at a full-time job.
Is Josephine cheap or expensive?
Josephine is rated OK: rent takes 21.7% of the typical household income of $98,144. It ranks 291st cheapest of 426 Texas cities we track.
How much are property taxes in Josephine?
The median homeowner in Josephine pays $5,568 a year in property taxes, about 1.74% of the median home value.
Is Josephine more expensive than the national average?
Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Josephine?
The median home value in Josephine is $320,200, about 3.3 times the typical yearly household income.
5,842 people live in Josephine. Numbers are typical (middle) values.