States › Georgia › Jefferson

Is Jefferson, GA expensive to live in?

CheapRent takes 11 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,13036% lower than U.S. average
💵 Families earn per year (2026)$118,449about $9,871/month · 36% higher than U.S. average
🔑 House price$377,30013% higher than U.S. average

Rent is lower than in 80% of U.S. cities. That makes it a rare mix of above-average pay and below-average rent. A typical house costs about 3.2 years of household income. Commutes are long, about 33.9 minutes each way. Most homes (79.6%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $45,200 a year. That is $22 an hour at a full-time job.

Is rent cheaper than other Georgia cities?

Yes. Rent here is cheaper than in most of Georgia. It is number 35 of 168 cities from cheapest to most expensive.

Jefferson
$1,130
$2,887
$1,431
$1,978
$1,347
$2,169

How much do households earn in Jefferson?

Under $25k
9.5%
$25k–50k
17.4%
$50k–100k
26.6%
$100k–150k
29.2%
$150k+
16.3%

Share of households by yearly income. 45.5% of households earn $100,000 or more.

Rent by apartment size in Jefferson

SizeJeffersonU.S. average
1 bedroom$498$1,324
2 bedrooms$941$1,509
3 bedrooms$1,236$1,698
4 bedrooms$2,345$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Jefferson overall?

Everyday prices in Georgia overall are 4% below the U.S. average (index 96.3, U.S. = 100).

Housing
89
Goods (food, clothes…)
99
Utilities
93
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Jefferson, so the Georgia figure is shown.

Taxes and bills in Jefferson

🏛️ Property tax$3,491a year · 0.93% of home value · U.S. $3,119
⚡ Electric bill$217a month (typical) · U.S. $156

Life in Jefferson

Commute to work33.9 minU.S.: 26.4 min
College degree34.9%U.S.: 35.7%
Own their home79.6%U.S.: 65.2%
Below poverty line5.6%U.S.: 12.5%
Unemployment2.6%U.S.: 5.2%

Is it cheaper to rent or buy in Jefferson?

Renting is cheaper right now: about $1,488 a month less.

Renting
$1,130
Owning
$2,618

Owning assumes a typical $377,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $37,730 for the down payment.

Frequently asked questions

What is the average rent in Jefferson, GA?

Renting in Jefferson costs a median of about $1,130 a month in 2026, including utilities. The Georgia median is $1,667.

How much do I need to make to live in Jefferson?

To keep rent under 30% of income, you need about $45,200 a year, or $22 an hour at a full-time job.

Is Jefferson cheap or expensive?

Jefferson is rated Cheap: rent takes 11.4% of the typical household income of $118,449. It ranks 35th cheapest of 168 Georgia cities we track.

How much are property taxes in Jefferson?

The median homeowner in Jefferson pays $3,491 a year in property taxes, about 0.93% of the median home value.

Is Jefferson more expensive than the national average?

Overall prices in Georgia are 4% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Jefferson?

The median home value in Jefferson is $377,300, about 3.2 times the typical yearly household income.

14,990 people live in Jefferson. Numbers are typical (middle) values.