Rent is lower than in 80% of U.S. cities. That makes it a rare mix of above-average pay and below-average rent. A typical house costs about 3.2 years of household income. Commutes are long, about 33.9 minutes each way. Most homes (79.6%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $45,200 a year. That is $22 an hour at a full-time job.
Is rent cheaper than other Georgia cities?
Yes. Rent here is cheaper than in most of Georgia. It is number 35 of 168 cities from cheapest to most expensive.
How much do households earn in Jefferson?
Share of households by yearly income. 45.5% of households earn $100,000 or more.
Rent by apartment size in Jefferson
| Size | Jefferson | U.S. average |
|---|---|---|
| 1 bedroom | $498 | $1,324 |
| 2 bedrooms | $941 | $1,509 |
| 3 bedrooms | $1,236 | $1,698 |
| 4 bedrooms | $2,345 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Jefferson overall?
Everyday prices in Georgia overall are 4% below the U.S. average (index 96.3, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Jefferson, so the Georgia figure is shown.
Taxes and bills in Jefferson
Life in Jefferson
Is it cheaper to rent or buy in Jefferson?
Renting is cheaper right now: about $1,488 a month less.
Owning assumes a typical $377,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $37,730 for the down payment.
Frequently asked questions
What is the average rent in Jefferson, GA?
Renting in Jefferson costs a median of about $1,130 a month in 2026, including utilities. The Georgia median is $1,667.
How much do I need to make to live in Jefferson?
To keep rent under 30% of income, you need about $45,200 a year, or $22 an hour at a full-time job.
Is Jefferson cheap or expensive?
Jefferson is rated Cheap: rent takes 11.4% of the typical household income of $118,449. It ranks 35th cheapest of 168 Georgia cities we track.
How much are property taxes in Jefferson?
The median homeowner in Jefferson pays $3,491 a year in property taxes, about 0.93% of the median home value.
Is Jefferson more expensive than the national average?
Overall prices in Georgia are 4% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Jefferson?
The median home value in Jefferson is $377,300, about 3.2 times the typical yearly household income.
14,990 people live in Jefferson. Numbers are typical (middle) values.