States › Illinois › Jacksonville

Is Jacksonville, IL expensive to live in?

OKRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,20331% lower than U.S. average
💵 Families earn per year (2026)$70,568about $5,881/month · 19% lower than U.S. average
🔑 House price$128,20061% lower than U.S. average

Rent is lower than in 76% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 16 minutes.

How much money do I need?

To rent here comfortably, you should earn about $48,120 a year. That is $23 an hour at a full-time job.

Is rent cheaper than other Illinois cities?

Yes. Rent here is cheaper than in most of Illinois. It is number 90 of 334 cities from cheapest to most expensive.

Jacksonville
$1,203
$1,366
$1,337

How much do households earn in Jacksonville?

Under $25k
20.0%
$25k–50k
22.1%
$50k–100k
32.4%
$100k–150k
13.9%
$150k+
6.9%

Share of households by yearly income. 20.8% of households earn $100,000 or more.

Rent by apartment size in Jacksonville

SizeJacksonvilleU.S. average
Studio$714$1,338
1 bedroom$592$1,324
2 bedrooms$840$1,509
3 bedrooms$933$1,698
4 bedrooms$1,338$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Jacksonville overall?

Everyday prices in Illinois overall are same as the U.S. average (index 100.0, U.S. = 100).

Housing
94
Goods (food, clothes…)
104
Utilities
85
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Jacksonville, so the Illinois figure is shown.

Taxes and bills in Jacksonville

🏛️ Property tax$2,487a year · 1.94% of home value · U.S. $3,119
⚡ Electric bill$184a month (typical) · U.S. $156

Life in Jacksonville

Commute to work16 minU.S.: 26.4 min
College degree22.6%U.S.: 35.7%
Own their home64.1%U.S.: 65.2%
Below poverty line18.5%U.S.: 12.5%
Unemployment5.1%U.S.: 5.2%

Is it cheaper to rent or buy in Jacksonville?

Buying is cheaper month to month: about $313 a month less than renting.

Renting
$1,203
Owning
$890

Owning assumes a typical $128,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $12,820 for the down payment.

Frequently asked questions

What is the average rent in Jacksonville, IL?

Renting in Jacksonville costs a median of about $1,203 a month in 2026, including utilities. The Illinois median is $1,517.

How much do I need to make to live in Jacksonville?

To keep rent under 30% of income, you need about $48,120 a year, or $23 an hour at a full-time job.

Is Jacksonville cheap or expensive?

Jacksonville is rated OK: rent takes 20.5% of the typical household income of $70,568. It ranks 90th cheapest of 334 Illinois cities we track.

How much are property taxes in Jacksonville?

The median homeowner in Jacksonville pays $2,487 a year in property taxes, about 1.94% of the median home value.

Is Jacksonville more expensive than the national average?

Overall prices in Illinois are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Jacksonville?

The median home value in Jacksonville is $128,200, about 1.8 times the typical yearly household income.

18,014 people live in Jacksonville. Numbers are typical (middle) values.