States › Florida › Jacksonville

Is Jacksonville, FL expensive to live in?

OKRent takes 27 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,7192% lower than U.S. average
💵 Families earn per year (2026)$75,357about $6,280/month · 13% lower than U.S. average
🔑 House price$293,70012% lower than U.S. average

Jacksonville is the largest city in Florida that we track, with 977,670 residents. Rent is higher than in 53% of U.S. cities. A typical house costs about 3.9 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $68,760 a year. That is $33 an hour at a full-time job.

Is rent cheaper than other Florida cities?

Yes. Rent here is cheaper than in most of Florida. It is number 140 of 479 cities from cheapest to most expensive.

Jacksonville
$1,719
$2,538
$2,216
$1,955
$2,297

Compare Jacksonville with other big cities

vs New Yorkvs Los Angelesvs Chicagovs Houstonvs Miamivs Tampavs Orlandovs St. Petersburgvs Madisonvs Boise Cityvs Grand Rapidsvs Dallas

Compare Jacksonville to 149 other cities →

How much do households earn in Jacksonville?

Under $25k
13.7%
$25k–50k
22.9%
$50k–100k
34.2%
$100k–150k
14.7%
$150k+
8.1%

Share of households by yearly income. 22.8% of households earn $100,000 or more.

Rent by apartment size in Jacksonville

SizeJacksonvilleU.S. average
Studio$1,271$1,338
1 bedroom$1,307$1,324
2 bedrooms$1,567$1,509
3 bedrooms$1,747$1,698
4 bedrooms$2,011$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Jacksonville overall?

Everyday prices in the Jacksonville metro area are 1% below the U.S. average (index 99.5, U.S. = 100).

Housing
110
Goods (food, clothes…)
96
Utilities
88
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Jacksonville

🏛️ Property tax$2,176a year · 0.74% of home value · U.S. $3,119
⚡ Electric bill$189a month (typical) · U.S. $156

Life in Jacksonville

Commute to work24.1 minU.S.: 26.4 min
College degree33.2%U.S.: 35.7%
Own their home57.6%U.S.: 65.2%
Below poverty line14.5%U.S.: 12.5%
Unemployment4.6%U.S.: 5.2%

What jobs pay in Jacksonville

JobMedian payRent / pay
Pharmacist$138,99014.8%
Nurse Practitioner$133,81015.4%
Physician Assistant$132,35015.6%
Software Developer$130,33015.8%
Lawyer$127,92016.1%
Civil Engineer$102,28020.2%
Computer Systems Analyst$102,23020.2%
Operations Manager$100,87020.5%
Dental Hygienist$94,96021.7%
Registered Nurse$83,52024.7%
Accountant$79,96025.8%
Police Officer$78,81026.2%
Market Research Analyst$76,74026.9%
Licensed Practical Nurse$62,07033.2%
Elementary School Teacher$61,08033.8%
Firefighter$58,94035.0%
Plumber$58,92035.0%
HVAC Technician$58,59035.2%
Electrician$58,28035.4%
Truck Driver$55,63037.1%
Carpenter$50,54040.8%
Customer Service Representative$42,84048.2%
Medical Assistant$42,60048.4%
Warehouse Worker$41,04050.3%
Nursing Assistant$37,76054.6%
Restaurant Cook$36,77056.1%
Server (Waiter/Waitress)$36,63056.3%
Retail Salesperson$34,36060.0%
Cashier$30,32068.0%

Is it cheaper to rent or buy in Jacksonville?

Renting is cheaper right now: about $319 a month less.

Renting
$1,719
Owning
$2,038

Owning assumes a typical $293,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $29,370 for the down payment.

Frequently asked questions

What is the average rent in Jacksonville, FL?

Renting in Jacksonville costs a median of about $1,719 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Jacksonville?

To keep rent under 30% of income, you need about $68,760 a year, or $33 an hour at a full-time job.

Is Jacksonville cheap or expensive?

Jacksonville is rated OK: rent takes 27.4% of the typical household income of $75,357. It ranks 140th cheapest of 479 Florida cities we track.

How much are property taxes in Jacksonville?

The median homeowner in Jacksonville pays $2,176 a year in property taxes, about 0.74% of the median home value.

Is Jacksonville more expensive than the national average?

Overall prices in the metro area are 1% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Jacksonville?

The median home value in Jacksonville is $293,700, about 3.9 times the typical yearly household income.

977,670 people live in Jacksonville. Numbers are typical (middle) values.