Rent is higher than in 58% of U.S. cities. A typical house costs about 4.4 years of household income. It is a highly educated city: 59.5% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $72,600 a year. That is $35 an hour at a full-time job.
Is rent cheaper than other Florida cities?
Yes. Rent here is cheaper than in most of Florida. It is number 163 of 479 cities from cheapest to most expensive.
How much do households earn in Jacksonville Beach?
Share of households by yearly income. 48.7% of households earn $100,000 or more.
Rent by apartment size in Jacksonville Beach
| Size | Jacksonville Beach | U.S. average |
|---|---|---|
| Studio | $1,741 | $1,338 |
| 1 bedroom | $1,351 | $1,324 |
| 2 bedrooms | $2,003 | $1,509 |
| 3 bedrooms | $2,411 | $1,698 |
| 4 bedrooms | $2,490 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Jacksonville Beach overall?
Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Jacksonville Beach, so the Florida figure is shown.
Taxes and bills in Jacksonville Beach
Life in Jacksonville Beach
Is it cheaper to rent or buy in Jacksonville Beach?
Renting is cheaper right now: about $2,180 a month less.
Owning assumes a typical $575,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $57,580 for the down payment.
Frequently asked questions
What is the average rent in Jacksonville Beach, FL?
Renting in Jacksonville Beach costs a median of about $1,815 a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in Jacksonville Beach?
To keep rent under 30% of income, you need about $72,600 a year, or $35 an hour at a full-time job.
Is Jacksonville Beach cheap or expensive?
Jacksonville Beach is rated Cheap: rent takes 16.7% of the typical household income of $130,173. It ranks 163rd cheapest of 479 Florida cities we track.
How much are property taxes in Jacksonville Beach?
The median homeowner in Jacksonville Beach pays $4,088 a year in property taxes, about 0.71% of the median home value.
Is Jacksonville Beach more expensive than the national average?
Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Jacksonville Beach?
The median home value in Jacksonville Beach is $575,800, about 4.4 times the typical yearly household income.
23,654 people live in Jacksonville Beach. Numbers are typical (middle) values.