States › Florida › Jacksonville Beach

Is Jacksonville Beach, FL expensive to live in?

CheapRent takes 17 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,8153% higher than U.S. average
💵 Families earn per year (2026)$130,173about $10,848/month · 50% higher than U.S. average
🔑 House price$575,80073% higher than U.S. average

Rent is higher than in 58% of U.S. cities. A typical house costs about 4.4 years of household income. It is a highly educated city: 59.5% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $72,600 a year. That is $35 an hour at a full-time job.

Is rent cheaper than other Florida cities?

Yes. Rent here is cheaper than in most of Florida. It is number 163 of 479 cities from cheapest to most expensive.

Jacksonville Beach
$1,815
$1,841
$1,518
$1,389

How much do households earn in Jacksonville Beach?

Under $25k
7.7%
$25k–50k
15.4%
$50k–100k
25.7%
$100k–150k
23.1%
$150k+
25.6%

Share of households by yearly income. 48.7% of households earn $100,000 or more.

Rent by apartment size in Jacksonville Beach

SizeJacksonville BeachU.S. average
Studio$1,741$1,338
1 bedroom$1,351$1,324
2 bedrooms$2,003$1,509
3 bedrooms$2,411$1,698
4 bedrooms$2,490$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Jacksonville Beach overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Jacksonville Beach, so the Florida figure is shown.

Taxes and bills in Jacksonville Beach

🏛️ Property tax$4,088a year · 0.71% of home value · U.S. $3,119
⚡ Electric bill$190a month (typical) · U.S. $156

Life in Jacksonville Beach

Commute to work23.7 minU.S.: 26.4 min
College degree59.5%U.S.: 35.7%
Own their home68.8%U.S.: 65.2%
Below poverty line4.8%U.S.: 12.5%
Unemployment1.8%U.S.: 5.2%

Is it cheaper to rent or buy in Jacksonville Beach?

Renting is cheaper right now: about $2,180 a month less.

Renting
$1,815
Owning
$3,995

Owning assumes a typical $575,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $57,580 for the down payment.

Frequently asked questions

What is the average rent in Jacksonville Beach, FL?

Renting in Jacksonville Beach costs a median of about $1,815 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Jacksonville Beach?

To keep rent under 30% of income, you need about $72,600 a year, or $35 an hour at a full-time job.

Is Jacksonville Beach cheap or expensive?

Jacksonville Beach is rated Cheap: rent takes 16.7% of the typical household income of $130,173. It ranks 163rd cheapest of 479 Florida cities we track.

How much are property taxes in Jacksonville Beach?

The median homeowner in Jacksonville Beach pays $4,088 a year in property taxes, about 0.71% of the median home value.

Is Jacksonville Beach more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Jacksonville Beach?

The median home value in Jacksonville Beach is $575,800, about 4.4 times the typical yearly household income.

23,654 people live in Jacksonville Beach. Numbers are typical (middle) values.