States › New York › Irondequoit

Is Irondequoit, NY expensive to live in?

CheapRent takes 19 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,36522% lower than U.S. average
💵 Families earn per year (2026)$85,376about $7,115/month · 2% lower than U.S. average
🔑 House price$182,50045% lower than U.S. average

Rent is lower than in 65% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 19.6 minutes. Most homes (78.8%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $54,600 a year. That is $26 an hour at a full-time job.

Is rent cheaper than other New York cities?

Yes. Rent here is cheaper than in most of New York. It is number 74 of 343 cities from cheapest to most expensive.

Irondequoit
$1,365
$1,660
$3,500+

How much do households earn in Irondequoit?

Under $25k
12.7%
$25k–50k
19.1%
$50k–100k
36.2%
$100k–150k
19.9%
$150k+
7.6%

Share of households by yearly income. 27.5% of households earn $100,000 or more.

Rent by apartment size in Irondequoit

SizeIrondequoitU.S. average
Studio$1,287$1,338
1 bedroom$1,064$1,324
2 bedrooms$1,291$1,509
3 bedrooms$1,635$1,698
4 bedrooms$1,565$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Irondequoit overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Irondequoit, so the New York figure is shown.

Taxes and bills in Irondequoit

🏛️ Property tax$5,774a year · 3.16% of home value · U.S. $3,119
⚡ Electric bill$165a month (typical) · U.S. $156

Life in Irondequoit

Commute to work19.6 minU.S.: 26.4 min
College degree40.4%U.S.: 35.7%
Own their home78.8%U.S.: 65.2%
Below poverty line9.2%U.S.: 12.5%
Unemployment4.4%U.S.: 5.2%

Is it cheaper to rent or buy in Irondequoit?

Buying is cheaper month to month: about $99 a month less than renting.

Renting
$1,365
Owning
$1,266

Owning assumes a typical $182,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $18,250 for the down payment.

Frequently asked questions

What is the average rent in Irondequoit, NY?

Renting in Irondequoit costs a median of about $1,365 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Irondequoit?

To keep rent under 30% of income, you need about $54,600 a year, or $26 an hour at a full-time job.

Is Irondequoit cheap or expensive?

Irondequoit is rated Cheap: rent takes 19.2% of the typical household income of $85,376. It ranks 74th cheapest of 343 New York cities we track.

How much are property taxes in Irondequoit?

The median homeowner in Irondequoit pays $5,774 a year in property taxes, about 3.16% of the median home value.

Is Irondequoit more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Irondequoit?

The median home value in Irondequoit is $182,500, about 2.1 times the typical yearly household income.

50,657 people live in Irondequoit. Numbers are typical (middle) values.