States › California › Indio

Is Indio, CA expensive to live in?

ExpensiveRent takes 33 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,28730% higher than U.S. average
💵 Families earn per year (2026)$83,225about $6,935/month · 4% lower than U.S. average
🔑 House price$458,40038% higher than U.S. average

Rent is higher than in 79% of U.S. cities. A typical house costs about 5.5 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $91,480 a year. That is $44 an hour at a full-time job.

Is rent cheaper than other California cities?

Yes. Rent here is cheaper than in most of California. It is number 307 of 653 cities from cheapest to most expensive.

Indio
$2,287
Merced
$1,773
Mission Viejo
$3,180
South Gate
$1,849
Hemet
$1,783
Chino
$2,593
Compton
$2,775

How much do households earn in Indio?

Under $25k
12.9%
$25k–50k
23.5%
$50k–100k
34.7%
$100k–150k
15.9%
$150k+
10.7%

Share of households by yearly income. 26.7% of households earn $100,000 or more.

Rent by apartment size in Indio

SizeIndioU.S. average
Studio$1,033$1,338
1 bedroom$1,384$1,324
2 bedrooms$1,535$1,509
3 bedrooms$1,746$1,698
4 bedrooms$2,321$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Indio overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Indio, so the California figure is shown.

Taxes and bills in Indio

🏛️ Property tax$4,559a year · 0.99% of home value · U.S. $3,119
⚡ Electric bill$179a month (typical) · U.S. $156

Life in Indio

Commute to work23 minU.S.: 26.4 min
College degree20.5%U.S.: 35.7%
Own their home67.1%U.S.: 65.2%
Below poverty line11.5%U.S.: 12.5%
Unemployment4.8%U.S.: 5.2%

Is it cheaper to rent or buy in Indio?

Renting is cheaper right now: about $894 a month less.

Renting
$2,287
Owning
$3,181

Owning assumes a typical $458,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $45,840 for the down payment.

Frequently asked questions

What is the average rent in Indio, CA?

Renting in Indio costs a median of about $2,287 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Indio?

To keep rent under 30% of income, you need about $91,480 a year, or $44 an hour at a full-time job.

Is Indio cheap or expensive?

Indio is rated Expensive: rent takes 33.0% of the typical household income of $83,225. It ranks 307th cheapest of 653 California cities we track.

How much are property taxes in Indio?

The median homeowner in Indio pays $4,559 a year in property taxes, about 0.99% of the median home value.

Is Indio more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Indio?

The median home value in Indio is $458,400, about 5.5 times the typical yearly household income.

91,950 people live in Indio. Numbers are typical (middle) values.